A peine rentrés de vacances, les Français ont dû affronter le moment fatidique de la rentrée, et avec elle, son cortège de bonnes résolutions scolaires, sociales, politiques… et le retour pour chacun à la réalité du quotidien « métro, boulot, dodo ». Pour évaluer la place du lâcher-prise dans le quotidien des Français, Club Med, accompagné de l’Institut CSA, a voulu sonder les différentes formes d’expression que prend aujourd’hui cette notion dans la société.
Le lâcher-prise est plébiscité par plus de 8 Français sur 10 qui déclarent en ressentir le besoin tout au long de l’année, comme un moment de pause nécessaire, et 89% d’entre eux qui avouent le pratiquer sans culpabilité. Le lâcher-prise serait-il en train de faire un pied de nez à la tyrannie de l’urgence et du stress, remède imparable pour affronter nos vies agitées ?
Pour consulter le communiqué multimédia , allez à:
http://www.multivu.com/players/fr/7629751-francais-oseraient-enfin-lacher-prise/
Each year the KBB.com editors compile a list of the most efficient vehicles available and then pick 10 standouts featuring a variety of price ranges and powertrains. More than just a compilation of the most fuel-efficient vehicles, the list also takes into account production methods and recyclability, and the editors try to seek vehicles appropriate for varying lifestyles. With more environmental-focused models available every year, choosing the 10 best among the pack is proving to be a challenging task.
To view the Multimedia News Release, go to: http://www.multivu.com/mnr/7123651-kelley-blue-book-kbb-best-green-environmental-cars
A remix by The Lonely Astronaut. The only element used from the original version is the last 10 seconds as the song fades out. FREE DOWNLOAD AT MY FACEBOOK PAGE http://www.facebook.com/thelonelyastronaut
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
Estée Lauder announces the launch of The Estée Edit by Estée Lauder, a bold new collection of makeup and skincare created for the beauty-obsessed, social media generation. The collection launches today in 320 Sephora U.S. and Canada stores, and is also available on Sephora.com and Sephora.ca.
“Our founder, Estée Lauder, invented the beauty business as we know it,” said Jane Hertzmark Hudis, group president, The Estée Lauder Companies. “So we asked ourselves, ‘If Estée was re-inventing the beauty business for Sephora today, what would she do?’ The answer is The Estée Edit.”
“The Estée Edit is a win for both Estée Lauder and the Sephora client. We anticipate that The Estée Edit’s mix of covetable trend-based makeup, instant-gratification skincare products, approachable price point, and millennial muses will receive a very positive reaction from our young and socially-engaged consumers,” said Artemis Patrick, senior vice president of merchandising, Sephora.
The Estée Edit is inspired by Estée’s famous quote, “Beauty is an Attitude,” and features 82 products – 72 makeup, 10 skincare – that offer instantly, visibly gorgeous skin and covetable color. The packaging features signature elements originally created by Estée herself but with a twist, resulting in silver and white fluted packaging with cobalt blue paint splatter graphics.
To view the multimedia release go to:
http://www.multivu.com/players/English/7783751-the-estee-edit-by-estee-lauder/
Amway Norteamérica está buscando a los 10 jóvenes emprendedores de cambio más sobresalientes de los EE.UU. y Canadá para darles la oportunidad de amplificar su impacto en el mundo a través del Desafío Who Cares de Amway: Concurso de Liderazgo Juvenil. El concurso se anunció hoy durante el We Day Seattle y otorgará $10,000 a cada uno de los 10 ganadores, que pueden otorgar a la organización sin fines de lucro de su elección y les proporcionará el apoyo de un mentor de la organización caritativa internacional y su aliado educativo, Free the Children, para ayudarlos a llevar a cabo su visión.
Para más, vaya a http://www.multivu.com/mnr/55824-amway-announces-who-cares-challenge-youth-leadership-contest/es
The average walker takes about 10,000 steps per day, which can put tremendous stress on the 26 bones and 33 joints in your feet. The Look for the “O” campaign from the American Orthopaedic Foot & Ankle Society (AOFAS) encourages consumers to take charge of their foot and ankle health and choose a foot and ankle orthopaedic surgeon when medical care is needed.
“Most people don’t give much thought to their foot health – that is, until something goes wrong,” stated J. Chris Coetzee, MD, president of the AOFAS Board of Directors. “But 75% of all people experience foot pain at some point in their lives, and it’s important to know how to find the best medical care before a problem arises.”
To view the multimedia release go to:
https://www.multivu.com/players/English/8164351-aofas-what-is-a-foot-and-ankle-orthopaedic-surgeon/
JNA (Jewellery News Asia), the organiser of the prestigious JNA Awards, has announced the much-anticipated list of Honourees across 14 categories for its third edition. A total of 29 companies from 10 countries/regions have been shortlisted. The event is supported by Headline Partners Rio Tinto Diamonds and Chow Tai Fook, together with Honoured Partners Diarough Group, Gubelin Group, Israel Diamond Institute, KARP Group, Paspaley Pearling Company and Shanghai Diamond Exchange.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7250751-jna-awards-2014-honourees-announced/
Globally, 1.2 billion people have no access to electricity. On the occasion of VELUX 75th anniversary the company decided to address this issue. Together with the social business Little Sun and the NGO Plan International they are collaborating to bring clean, reliable and affordable light to off-grid regions in Zambia, Sierra Leone and Zimbabwe.
14,500 Natural Light lamps from the VELUX Group have now arrived in Africa and the first recipients can already look forward to a better quality of life.
Among them are young girls between 10 and 18 years of age who live in a safe house in the slum area Mntendere in the Zambian capital Lusaka.
"The lamps mean the girls can do their homework when they get back from school and can feel safer at night, instead of huddling together in the dark after sunset. And it’s particularly important for our children that they feel safe – many are carrying the mental baggage such as the trauma of violence, rape or drugs," says safe house manager Verann Delarey.
To view the multimedia release go to:
http://www.multivu.com/players/uk/7769151-velux-natural-light-and-life-zambia/
Today, the Pharmaceutical Research and Manufacturers of America (PhRMA) released a new report, “A Decade of Innovation in Rare Diseases,” to document the significant progress made in the last 10 years in understanding a broad range of rare diseases and translating this knowledge into groundbreaking therapies for a variety of patient populations.
The report illustrates that more than 230 new medicines to treat rare or “orphan” diseases were approved by the U.S. Food and Drug Administration (FDA) in the last decade, and there are currently more than 450 orphan drugs in development.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7350554-phrma-report-innovation-rare-diseases/
Surely, there are a lot items designed for the various levels of pleasure, but Dr. Kat particularly enjoys the positive feedback from her clients who introduce the use of sex toys into their romantic play for the first time.
Adam and Eve is here to make that first time purchase nice and easy. Right now, www.AdamAndEve.com is offering a 50% OFF DISCOUNT on almost ANY single item plus FREE Discreet Shipping and a FREE Romance Kit. That’s a toy for him, a massager for her, and a little something that both of you will enjoy.
Just enter the Adam and Eve Offer Code HOME24 at the www.AdamAndEve.com checkout.
Now, here’s a review on a perfect beginner’s sex toy for couples, the 10-Function Remote Mini Egg. This wireless remote controlled mini egg vibrator has 10 different vibrating patterns that can be controlled by your partner by up to 40 feet away. Many have asked “What Are The Best Sex Toys For Couples?”, well, here’s one of the answers. Perfectly designed to tease your partner from afar and even play hide n seek in the bedroom. You can even wear this outside and get a little bit adventurous. For sure, this is going to spice things up during a boring dinner date.
http://adamandeveathomeshoppingshow.blogspot.com/2013/05/Best-Sex-Toys-For-Couples-Wireless-Remote-Control-Mini-Egg-Vibrator.html
When Emily Henderson, host of “Secrets From a Stylist,” realized several pieces of furniture and home décor would not fit stylishly into her new home, she turned to Chairish.com. In preparation for Henderson’s upcoming move, Chairish.com, an online consignment marketplace for design-obsessed people to buy and sell pre-owned home furnishings, is offering select vintage pieces from Henderson’s current home, including décor, accessories and furniture online at Chairish.com. A second collection of Henderson’s pieces will be released on the site October 10.
To view Multimedia News Release, go to http://www.multivu.com/mnr/63539-chairish-collection-directly-from-hgtv-host-and-style-guru-emily-henderson
