QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
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AARP Travel's (http://travel.aarp.org), newest research on Romantic Travel reveals that 85% of Americans 45-plus have not taken a romantic vacation in the past two years. Therefore, AARP Love and Relationships Ambassador Dr. Pepper Schwartz explains in a new video that couples should plan a romantic getaway in order to spend quality time and bolster their relationship.
To view the Multimedia News Release, go to: http://www.multivu.com/players/English/66070-aarp-new-travel-website/
If you want to remain updated with the adventurous news happening all across the world, This Blog Rules is the website where you will find all types of adventures and mishappening that people share with readers. You can view wonderful funny animal pics which has been recently updated.
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NBCUniversal Telemundo Enterprises today announced the launch of “El Poder En Ti,” the company’s robust community initiative aimed at empowering viewers to take action for a better life in areas of key importance to U.S. Hispanics: education (Tu Educación), health (Tu Salud), finance (Tu Dinero) and civic engagement (#YoDecido). Cesar Conde, Chairman of NBCUniversal International Group and NBCUniversal Telemundo Enterprises, together with key partners and Telemundo talent, will unveil the new campaign at a special star-studded cocktail reception in Miami, Florida.
The multi-platform initiative, “El Poder En Ti,” focuses on the power of self-conviction, empowerment and knowledge, supported by a specialized website, digital tools and resources. Life-changing and inspirational stories are brought to life by a series of public service announcements starring various Telemundo talent, including international Spanish-language television icon, Don Francisco as the narrative voice of the campaign. The PSA’s will air across the Telemundo network, its stations and NBC UNIVERSO, as well as other NBC cable properties. In addition, informational segments will be integrated across Telemundo’s news and entertainment programming on popular network shows including Un Nuevo Día, Titulares y Más, Noticiero Telemundo, Enfoque, Al Rojo Vivo and Suelta La Sopa. Collectively, these programs reach more than 11 million viewers on an average week, according to Nielsen. These segments will also be leveraged via Telemundo’s social media platforms.
To view the multimedia release go to:
http://www.multivu.com/players/English/7853151-telemundo-el-poder-en-ti/
Hair2wear recently announced that Sally Beauty, the world’s largest beauty retailer, will be expanding its partnership with the Hair2wear Christie Brinkley Collection. The retailer will add three more Christie Brinkley styles to its shelves in stores in every state in the U.S., Puerto Rico, and Canada, increasing the total selection from two to five pieces. In addition, Sally Beauty will also carry all five looks on its website at sallybeauty.com/hair2wear.
“I’m absolutely thrilled at the success of our partnership with Sally Beauty so far, and I couldn’t be happier that they’ve decided to expand their offerings to include even more styles,” said Brinkley. “This has been such an incredible opportunity that’s allowed us to expand our reach to more women than ever.”
The new styles include the Fishtail Braid Headband, a headband in an on-trend fishtail pattern made to layer up or wear alone; the Full Sweeping Side Fringe, a clip-in piece that gives you all the flirty fun of bangs without the commitment; and the Natural Tone Hair Wrap, a casual yet elegant way to dress up an updo without looking overly formal. Each style is available in a wide variety of shades, ranging from Light Blonde to Almost Black.
To view the multimedia release go to:
http://www.multivu.com/players/English/7768751-hair2wear-sally-beauty-expands/
Global Manager Group has published this video to provide information about how many documents are needed for BRC Food Issue 8 Certification and how our ISO BRC Food Issue 8 Documentation Kit can save time on your project and enhance performance. This video will take you through the overall BRC food issue 8 documentation structure.
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Aiding those in need, this explainer video for Legal Justice Advocates a team of lawyers with more than 40 years of combined experience to enforce clients' rights when it comes to disability discrimination and other forms of unequal treatment in the workplace and elsewhere. Legal Justice Advocates also handles consumer protection claims, bankruptcy and collections matters. The advocacy law firm can be reached at (202)803-4708 or go to their website and learn more at: http://legaljusticeadvocates.com
Dua To Literally Boost Your Energy ᴴᴰ ┇ #DuaRevival ┇ by Ustadh Majed Mahmoud ┇ TDR Production ┇
Assalaamu Alaikum Wa Rahmatullahi Wa Barakaathuhu
*This video is Created by & for The Daily Reminder. Feel free to re-upload and share.
**No Music was used in the production of this video
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Dua To Literally Boost Your Energy ᴴᴰ - Ustadh Majed Mahmoud
One time Fatima (radiallahu anha) -- she went to complain to her husband Ali ibn Talib (radiallahu anhu) about how exhausting and tiring the housework has become on her. You know what, the family - Ali and Fatima (radiallahu anhuma) -- was a very poor family actually. Unlike many other homes, they had no money to afford to have a servant or a maid to help out in the housework. So Fatima (radiallahu anha) used to do everything. And you gotta appreciate that because there were no washing machines, no dishwashers, no vacuums, nothing! It was all physical work. So Ali ibn Talib (radiallahu anhu) hearing this, he says, 'Ya Fatima! How about you get a servant?'(Fatima says) 'How can I get a servant? We don't have money for this stuff?' He tells her, 'Ya Fatima! I have heard that your father Muhammad (Sallallahu Alaihi Wasallam) just recently received some prisoners of war. And why not you go and request from your father (Muhammad Sallallahu Alaihi Wasallam) to give you one of those people to be a servant for us? Why not?' Fatima liked the idea. She never the Prophet Sallallahu Alaihi Wasallam had received such a group of prisoners of war, and she wants now to go to the house of R asulullah (Sallallahu Alaihi Wasallam) and she heads there right away. She knocks on the door. Aisha (radiallahu anha), the wife of Muhammad Sallallahu Alaihi Wasallam opens the door and they greet each other and Fatima asks, 'Ya Aisha! Is my father there?' And Aisha says, 'No, he's not here.' Then Fatima basically wants to tell her exactly what her request is like and she tells her, 'You know what? I heard my father has received some prisoners of war and I was hoping I could get one [like] to be [like] a servant for our family. That'd be really nice.' So Aisha (radiallahu anha) says, 'You know what, the moment your father comes back I will surely let him know of what your need is.' Beautiful! Fatima goes back home. The Prophet Sallallahu Alaihi Wasallam -- after some time -- comes back to his house. And Aisha tells him exactly why Fatima came and the request, 'you know what, she's looking for a servant to help her out with all the housework.' Rasulullah says, 'you know what, I'm going to go right now to the house of Ali.' Allahu Akbar! Rasulullah Sallallahu Alaihi Wasallam heads to the house of Ali ibn Talib (radiallahu anhu). As he gets there, Ali and Fatima -- they would like to stand up and greet the Prophet Sallallahu Alaihi Wasallam. But the Prophet says, 'Ala makaa nikum."He says, ' Ala makaa nikum -- Stay the way you are. Stay in your bed, no need to stand up. Just relax.' And the Prophet Sallallahu Alaihi Wasallam -- Allahu Akbar! -- He comes and he sits on their bed in between Fatima and Ali (radiallahu anhuma). And he tells them... "Hal adullukuma 'ala khayrim mimma sa altuma -- shall I not guide you of something that is better and more beneficial to both of you than whatever you have requested (i.e. having a servant)? Whenever you're about to go to sleep -- itha awaytuma firaashikuma -- you shall say fasbbiha thalaatha wa thalaatheen (say Subhanallah thirty three times) wahmadaa thalaatha wa thalatheen (say Alhamdulillah thirty three times) wa kabbirah arba'un wa thalatheen (and say Allahu Akbar thirty four times). Haatha khayrullakum min khadim -- Allahu Akbar! -- This is better for you than having a servant!'
As part of its new brand campaign, Share A Legend, New Holland Brewing Company is tapping into its heritage and success as the top craft Bourbon Barrel-Aged Stout to unveil a nationwide storytelling contest. The #ShareALegend contest is inspired by the nearly two decades of legends told over Dragon’s Milk™ stout—and celebrates the lore of the brew that began when it was first bottled 17 years ago. The top user-generated story submission will earn the winner $5,000 cash plus $5,000 from New Holland Brewing Company to donate to one of several charities selected by the brewery.
Share A Legend is an open-ended storytelling project that invites fans to share their personal tales, whether they are everyday stories of triumph, the goodness of humankind or someone who has made an impact on them. Throughout the campaign, New Holland Brewing Company will release the legends of six real people who fall into the archetypes of Warrior, Huntress, Smith, Poet, Alchemist and Performer to inspire contest entrants. The videos, the new DragonsMilk.com website and other branded elements adopt a half-illustrated design that embody the true but imaginative and creative nature of legendary tales that are passed down over time.
To view the multimedia release go to:
https://www.multivu.com/players/English/8399851-new-holland-brewing-dragons-milk/
