Do you have debts that you want to get rid of? Are you thinking about debt management credit counseling? If so, then stop, step back and think. It pays to consider debt management but you must be well - informed so that you can do it wisely. Do not get easily enticed with credit counselors saying that they are a non – profit company and that they will not charge you a penny when in fact, they will be asking you for some sort of registration fee later on which is about 9% up to 17% of your outstanding debt.
Come to think of it! You pay them “cash” so they get profit from you but still they are saying that they are a non – profit organization. Why is this so? Simple – They just want to avoid the payment of taxes. But whether or not they are non – profit companies, the real question is, do they really help eliminate debts??? More often than not, they don’t work so why bother? Don’t just waste all your hard earned money paying for something that will not make all your debts and worries bearable.
Instead, consider Plan B. Plan B is a debt elimination program which makes a great alternative to credit counseling simply because it works! It works by helping you reduce your credit card debts by as much as 80% while protecting your assets, income, and savings from being taken away from you because of your debts. More importantly, Plan B also protects against credit card lawsuits, stops annoying collection calls and keeps all your debts at bay until you can already afford to repay them. All these are 110% Guaranteed for a very affordable cost so why won’t you give it a try?
The Lennox icomfort™ Wi-Fi Thermostat allows homeowners to achieve customized comfort and maximum energy savings – anytime, anywhere.
Thanks to the icomfort Wi-Fi Thermostat’s Cloud connectivity, a homeowner can adjust the temperature from anywhere with a smartphone or other Web-enabled device. One touch on the thermostat, app, or website puts the icomfort Wi-Fi into energy — and money — saving mode, making it an ideal solution for homeowners seeking convenience and energy savings.
To view Multimedia News Release, go to http://www.multivu.com/mnr/56239-lennox-unveils-innovative-icomfort-wi-fi-thermostat
A new Genworth survey finds that Americans whose parents set good financial examples are more likely to be among the 62 percent of Americans who have a financial plan and feel confident in their financial future.
The first results of the Psychology of Financial Planning Survey, released today by Genworth, are part of a series of research findings that will be issued throughout 2013. The purpose of the survey was to gain insights into the psyche of Americans about what prompts or restricts them from planning for their financial futures.
To view Multimedia News Release, go to http://www.multivu.com/mnr/54347-genworth-lesson-learned-parents-good-example-key-to-financial-preparedness
This week is National Save for Retirement Week, a time for employees to reflect on their personal retirement goals and determine if they are on target to reach them. ADP® Retirement Services provides the resources, materials and online tools employees need to prepare for their financial future. In the spirit of this week, ADP Retirement Services is offering tips to save for retirement and make planning for the future as simple as possible.
To view Multimedia News Release, go to http://www.multivu.com/mnr/58561-adp-retirement-savings-tips-during-national-save-for-retirement-week
Americans have a bit of a superiority complex when it comes to grading their financial prowess. Genworth’s latest Psychology of Financial Planning research reveals that more than half (52%) of Americans gave themselves an A or B grade on their saving and investing knowledge, while giving the average American a failing grade of D. What nearly everyone (97%) can agree on, however, is the importance of financial literacy and the fact that they don’t have enough (88%). In fact, 58 percent of respondents blamed lack of financial education as a top reason why pre-retirees don’t have enough money saved for retirement.
To view Multimedia News Release, go to http://www.multivu.com/mnr/54348-genworth-financial-research-series-psychology-of-financial-planning
Consumers have unrealistic expectations about when they will retire, how much money they will need in retirement and where that income will come from, according to The Future of Retirement Income, a survey released today by Genworth.
To view Multimedia New Release, go to http://www.multivu.com/mnr/54350-genworth-survey-consumers-underestimating-retirement-expenses
The National Automobile Dealers Association (NADA) and the Environmental Protection Agency (EPA) have partnered to help new-car dealers reduce their energy consumption through the Energy Star program.
As part of this effort, NADA and EPA are encouraging dealerships to complete a brief survey that will give the agency a benchmark to better compare the energy usage of dealerships across the country and allow certification of those dealerships that perform well. The survey (www.nada.org/energystar) asks dealers to share their yearly utility bills, square footage—inside and out—and different types of equipment used at the dealership.
To view Multimedia News Release, go to http://www.multivu.com/mnr/53463-nada-launches-energy-ally-program-to-help-dealerships-reduce-energy-use
With an estimated 1.2 billion young people between the ages of 15 and 24, the vast majority of them living in developing countries, youth are both a policy and political priority for many countries around the world. These numbers represent major development challenges, but also great opportunity.
Youth are particularly vulnerable to economic problems. They often do not have access to savings accounts, credit, or insurance due to lack of education and employment. Governments are aware of this and many are working to make it easier for young people to access financial services so they can transition smoothly into adulthood.
To view Multimedia News Release, go to http://www.multivu.com/mnr/56883-cgap-changing-mindsets-on-youth-opportunity-and-financial-services
This week, Saxo Bank is unveiling a behind-the-scenes campaign to show day to day life inside the Copenhagen-based online trading and investment bank.
In a new global campaign, called “Number one. Just like you”, the founders and joint CEOs of Saxo Bank, Kim Fournais and Lars Seier Christensen, will launch a series of videos showing unseen and authentic everyday processes inside the Bank. With unprecedented access to the heart of the Bank, the highly respected film director, Kasper Torsting, has followed the two founders of Saxo Bank for the past 4 months to see firsthand life inside the Bank.
To view Multimedia News Release, go to http://www.multivu.com/mnr/64997-saxo-bank-founders-one-campaign
Phoenix Analysis & Design Technologies (PADT) and M-Tech Industrial are highlighting the use of the Flownex Simulation Environment software tool in the mining industry by exhibiting and presenting at the 2014 Society of Mining Engineering (SME) Meeting and Exhibit. From its early beginnings, Flownex SE has been a powerful tool for mining engineers who wish to model thermal-fluid systems in mining including water, ventilation, compressed air, and slurry systems. Companies like AngloGold Ashanti and Anglo American use Flownex SE to analyze mining subsystems in a virtual world in order to achieve maximum potential and savings.
To view the Multimedia News Release, go to http://www.multivu.com/mnr/64472-phoenix-analysis-design-flownex-simulation-software-tool-mining-exhibit
Ally Bank, the direct banking subsidiary of Ally Financial Inc., today launched a new advertising campaign highlighting its leading customer service approach and the ease of banking with Ally. The latest ads illustrate Ally Bank’s understanding of innate consumer skepticism when it comes to banking, in general, and aim to debunk common misconceptions consumers may have about Ally’s direct banking model, in particular.
To view Multimedia News Release, go to http://www.multivu.com/mnr/63401-ally-bank-new-ad-campaign-ease-of-banking-customer-service
Despite signs of economic recovery, a new survey says Americans’ confidence in their ability to afford a comfortable retirement remains at historic lows as workers appear to be grasping the realities of what they need to save.
The 2013 annual Retirement Confidence Survey, released today by the nonpartisan Employee Benefit Research Institute (EBRI) in Washington, and co-sponsored by the Principal Financial Group®, finds overall confidence levels are essentially unchanged since the record lows set in 2011. Only 13 percent are very confident they will have enough money for a comfortable retirement. A full 28 percent1— the highest number recorded during the 23 years of the survey—are not at all confident.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60106-principal-financial-group-ebri-retirement-savings-confidence-survey
