Vanderbilt Mortgage and Finance, Inc. is becoming even more helpful to customers on their journey to finding the right financing plan with the launch of a new website.
The new site, vmfhomeloan.com, is full of useful tools and features that can help potential homebuyers understand the home buying process. The new site introduces an online credit application giving customers the freedom to submit an application online. Now customers can begin the home buying process from the comfort of their own home.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7413951-vanderbilt-new-website/
The Fourth Industrial Revolution – or “Industry 4.0” for short – is redefining the way we interact with machines. Industrial machines are becoming increasingly autonomous as they gain the ability to function independently of human input. One of the first examples of this new generation of machinery is already in use in Germany.
Seniors 80 and over yearn to be connected but many are not, causing a more than quarter of them to become “virtual shut-ins.” While a new survey shows use of social technology is linked to better wellbeing for people in this age group and demonstrates its potential for combating isolation, it also reveals their frustration and need for assistance in becoming part of the digital world. These findings come from a “Rewiring Aging” survey supported by Brookdale Senior Living, conducted by Kelton, a leading global insights firm in collaboration with the Stanford Center on Longevity. It is the first in-depth study of how online social networking and similar tech-based activities affect the quality of life among America’s fastest-growing demographic segment.
Fifty-eight percent of seniors surveyed believe technology can improve communication with family and friends. This belief is borne out by the findings; respondents who indicated they interact with loved ones through social technology report having higher life satisfaction and health and being more likely to attain life goals than those who do not use social technology.
To view the multimedia release go to:
http://www.multivu.com/players/English/7617951-brookdale-seniors-technology/
Tabasco Streaker. Watch Tabasco turn a normal man into a streaker.
Fancy becoming a Tabasco streaker yourself? Go to http://pizzalovestabasco.com to win a trip to one of our famous football cities with Tabasco pepper sauce.
Pizza loves Tabasco - Do you? Let us know!
TABASCO® is a registered trademark for sauces and other goods and services; TABASCO, the TABASCO bottle design and label designs are the exclusive property of McIlhenny Company, Avery Island, LA, USA 70513. www.TABASCO.com http://www.tabasco.com/
Combining a cozy ambience with excellent food and wine, Duo restaurant on 118 Hollywood Road is fast becoming a regular haunt to unwind after work or weekends.Modern, relaxing decor and an extensive wine list complete this fine dining experience. Duo offers an excellent set lunch and the perfect brunch.
Call (852) 2547 0000 to make a reservation or go to go to www.duo.com.hk for more information.
http://www.sikanderbook.com From pricey suburbs of Peshawar to war-torn Afghanistan, SIKANDER is about a Pakistani youth's rapid transition to adulthood as a mujahideen warrior. With the aid of American Stinger missiles, Sikander joins in inflicting a Soviet defeat. He finds love and marries, while becoming a successful entrepreneur. But his issues with the Taliban and al-Qaeda throw his world into turmoil following 9/11. Learn more about this book: http://bit.ly/9BoGQN Learn more about this author: http://bit.ly/bCLwqX Media Contact: Book Publicist Scott Lorenz of Westwind Communications book marketing. 734-667-2090 – http://www.book-marketing-expert.com Historical Fiction, Literary Fiction
Most of us are living in a city. Actually we do not have much time to walk around the city. Even though when we are willing to walk especially on a beautifully sunny day, we often fail to find a good place for a walk.
However, the cities are changing now. “Walkable Urbanism” has been emerging as a new global standard for urban development. There was a time when wide roads and fast traffic were regarded as key elements to determine a city’s competitiveness. But today, how much the city provides safe and comfortable walking environment is becoming more important. Urban planners from many cities including Copenhagen, London, Paris and Barcelona prioritize pedestrians, and develop diverse ideas about how to make a walkable city.
Seoul is also in line with these global efforts. As the capital of Korea, Seoul has developed and implemented policies to create more pedestrian roads and to make urban regeneration through this. Among others, Won-Soon Park, Mayor of Seoul, is in the lead to transform Seoul into a walkable city.
To view the multimedia release go to:
https://www.multivu.com/players/English/8189051-seoul-korea-seoullo-7017/
Search Engine Marketing (sem) overview touches upon sponsored search marketing (cpc-cost per click and ppc-pay per click) and search engine optimization (seo). Describing the landscape of the search engines and where search results are displayed.
The Sponsored Search Landscape is quickly becoming an increasingly complex field and includes many factors a novice may overlook. SEO utilizes many methods to improve your web traffic including, but not limited to, the organization and structure of the Sponsored Search account, geographically targeted settings, relevant ad copy content, and bidding strategies to deliver results. These approaches can have an effect on your account's quality score. A marketer whose account holds a higher quality score than their direct competitor's may be rewarded with a lower cost per click (CPC) and a higher positioning for the same keyword.
RIDERS. A new fantasy adventure from New York Times and USA Today bestselling author Veronica Rossi. For eighteen-year-old Gideon Blake, nothing but death can keep him from achieving his goal of becoming a U.S. Army Ranger. As it turns out, it does.
Find out more at http://www.veronicarossi.com or http://us.macmillan.com/books/9780765382542 Fantasy, YA
UFO Indiana to Offer New Revelations About Extra Terrestrial Life Like UFOs UFOs are becoming a reality in Indiana, We have seen and cought UFO Orb Tentacle Light Beings on film on numerous occasions. UFO Indiana is here to learn about, study and inform the public about the happenings with these tentacle orb beings.
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
