To find out more on the different types of car insurance in NSW visit http://www.nrma.com.au
At NRMA Insurance, we’re here to give you all the information you need to choose the best policy for you.
That means understanding the difference between agreed value and market value when you take out our Comprehensive Car Insurance.
One is not necessarily better than the other. It’s about which one is right for you.
Say your car is a total loss and you have chosen agreed value on your comprehensive car insurance policy.
Agreed value is a fixed value, that we agree to insure your car for upfront, which includes modifications, options and accessories. This gives you the confidence of knowing how much we’ll pay you if your car is a total loss, less any fees and charges. People often prefer an agreed value if they have finance owing on their car.
Market Value on the other hand is the value of your car as determined when an incident happens. This is influenced by such factors as local market prices, as well as the age and condition, of your car. It can be a cheaper option, as the amount you’ll receive is uncertain.
We hope this has been informative and you’re now ready to go. Remember that, whether you’re insuring a new car, the weekend wagon or a family hand-me-down, the decision to insure your vehicle for either its Agreed Value or Market Value is entirely up to you with our Comprehensive Car Insurance.
If you would like to know more, call us on 132 132.
NRMA Insurance. It’s insurance, just NRMADE Better.
For two decades, Chateau Ste. Michelle’s Artist Series wines have celebrated the inspired collaboration between artisan winemaking and fine art. To commemorate the 20th vintage, Chateau Ste. Michelle is partnering with Dale Chihuly, the first artist to present artwork on the Artist Series label with the 1993 vintage. The 2012 Artist Series featuring Chihuly will release nationally in August with a suggested retail price of $65.
The Artist Series red blend is a unique, collector’s wine that represents the highest quality and pedigree from Chateau Ste. Michelle. Each Artist Series vintage features the work of renowned artists on the label, from blown glass to bronze sculptures to paint on canvas.
“I’m honored to have my artwork on the 20th vintage Artist Series label,” says Chihuly. “This piece is one-of-a-kind and very special to me. I couldn’t think of a better use than portraying it on this significant wine project.”
For the 20th vintage label, Chihuly selected his Cast Silver Venetian. This unique sculpture was created by Chihuly, and then cast in sterling silver at the Walla Walla Foundry in Washington State. Inspired by Italian Art Deco, Chihuly started his Venetian series in 1988 with Italian glassblower Lino Tagliapietra. Chihuly is known for his artwork and ambitious architectural installations around the world in museums, historic cities and gardens.
To view the multimedia release visit:
http://www.multivu.com/players/English/7409453-ste-michelle-artist-dale-chihuly/
Le plan de relance du Logement voté par le Parlement à la fin 2014 porte ses fruits : le dispositif Pinel, allié au nouveau zonage, séduit les investisseurs. La TVA à 5,5% dans 1.296 quartiers prioritaires, le développement du logement intermédiaire, la réduction des délais d’instruction des procédures d’urbanisme, tout comme la limitation des recours abusifs vont également contribuer à éclaircir les perspectives pour le secteur du logement.
Dans le même temps, la baisse des taux à laquelle on assiste depuis la fin 2013 équivaut, selon l’Observatoire Crédit Logement/CS, à un recul des prix d’achat de 10 %, tant sur le marché du neuf que sur celui de l’ancien. Malgré une légère remontée constatée fin août, les conditions de financement restent exceptionnellement favorables, et l’hypothèse d’une accentuation de la hausse demeure faible à court terme.
Pour visualiser le communiqué multimédia, rendez-vous sur : http://www.multivu.com/players/fr/7644451-nexity-conjoncture-logement-1er-semestre
Toys“R”Us® today announced the launch of its annual nationwide fundraising campaign to benefit the Marine Toys for Tots Foundation. Now through Sunday, December 6, customers can spread holiday joy to some of the 15.5 million U.S. children living in poverty by donating new, unwrapped toys at any Toys“R”Us or Babies“R”Us® store across the country and online at http://www.Toysrus.com/ToysforTots. The company will also collect monetary donations in-store and online through Christmas Eve.
NBA Legend, philanthropist and entrepreneur, Shaquille O’Neal once again joins the company’s campaign as his alter ego Shaq-A-Claus, to encourage shoppers to donate to Toys for Tots. Throughout the campaign, Shaquille will also invite social media users to #PlayItForward, an initiative designed to further spread awareness of the millions of children living in poverty and to inspire families to donate to the cause.
“Making wishes come true around the holidays is especially important to me, as I know how much one toy and one act of kindness can matter. When I was a kid, I was given my very own Dr. J autographed basketball, inspiring me to believe I could grow up to be a basketball star,” said Shaquille O’Neal. “For years, I would shop for presents at Toys“R”Us and distribute them to underprivileged children on Christmas morning. Now, in partnership with Toys“R”Us and the Marine Toys for Tots Foundation, I’m making it my mission as Shaq-A-Claus to give back and spread holiday cheer to the millions of needy kids in the U.S. I encourage everyone to join me this year and remember – every toy counts!”
To view the multimedia release go to:
http://www.multivu.com/players/English/7476351-toys-r-us-toys-for-tots-playitforward/
There are lots of questions on football game days. Are we going to win? Where are we watching the game? Will there be food and drinks? And how early can we start the party? Kristin Cavallari is a wife of an NFL player who knows the game day excitement all too well. When she isn’t watching her hubby from the stands at Soldier Field, she is often the one playing host to her family and friends. With a busy lifestyle of balancing her work as a designer, actress, TV host, mother, wife and, now, author, time is limited. The family of Hoover® Cordless vacuums helps Kristin stay in front of every mess and focus on what’s really important — family, work and football! To check out the Hoover Cordless Family, visit www.Hoover.com.
It seems that most football fans follow the same cycle throughout the season: clean, host, clean, repeat. Hoover Cordless vacuums are the perfect solution to the full-house cleanup before guests arrive and for the quick pick-ups throughout the party. By cutting the cord, the Hoover Cordless Family has cut the hassle of plugging and unplugging a vacuum from room to room or having to pull out a large vacuum for one simple spill.
“For me, time is at a minimum with so much going on,” Cavallari explains. “The Cordless line allows me to get through my quick blitz before guests arrive and get on with making my tasty-yet-healthy game day snacks!”
To view the multimedia release go to:
http://www.multivu.com/players/English/7589252-hoover-cordless-kristin-cavallari-game-day/
When friends and families can't be together at Thanksgiving, celebrating may become a little less joyful. In fact, nearly half of Americans (45 percent) say they would skip certain family traditions if they had to spend Thanksgiving alone, while nearly one in five (19 percent) would skip the holiday entirely. So this Thanksgiving, SC Johnson is launching Happy Thanksgathering™, giving families who might not be together this holiday season the chance to gather, to give thanks and to celebrate.
Now through Wed, Nov. 25, consumers can visit www.HappyThanksgathering.com for daily chances to enter a sweepstakes to win a $1,000 “Help Me Get Home” Visa rewards card to put toward a trip home this holiday season. They also have the option to enter a second sweepstakes for the chance to win a $250 “Help Me Host” gift card to help pay for a holiday feast with loved ones.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7671331-sc-johnson-a-family-company/
Para los latinos, nada marca mejor el comienzo de las fiestas que una deliciosa carne de cerdo en nuestra mesa junto a seres queridos. Y mientras las familias se preparan para celebrar las fiestas venideras – el Día de Acción de Gracias, Las Posadas y la Navidad – el National Pork Board (NPB) exhorta a la comunidad a compartir y celebrar con deliciosas recetas de carne de cerdo durante esta época de celebración.
“Compartiendo un abrazo, un regalo o hasta una comida casera le puede cambiar el día a una persona”, afirmó Doreen Colondres, famosa chef hispana, autora de libros de cocina y portavoz del National Pork Board. “Personalmente me gusta cocinar para mi familia y mis amigos, y este año junto con el NPB, me he inspirado para cocinar para aquellos que más lo necesitan”.
Experimente aquí el comunicado de prensa multimedia: http://www.multivu.com/players/Spanish/7650851-national-pork-board-chef-doreen-colondres/
The Swiss watch world is about to be joined by an exciting new addition with a venerable name. Czapek, a watch brand that achieved considerable success in the nineteenth century, has been revived and is launching with a distinctive timepiece and an innovative sharing strategy to attract watch lovers.
Czapek & Cie was re-established by three entrepreneurs with a passion for fine watches and outstanding mechanics. The original founder, François Czapek was a Czech-born, Polish watchmaker, who arrived in Geneva, Switzerland, in 1832. In 1839 he founded Patek, Czapek & Cie with fellow pole Antoni Patek. For six years they produced exceptional watches.
At the end of their partnership, in 1845, he founded Czapek & Cie and became Purveyor to the French Emperor Napoleon the Third. At its height, the company had boutiques in Geneva, Warsaw and Paris, Place Vendôme.
“Czapek deserves to be revived, he was one of the great watchmakers of the nineteenth century, who brilliantly combined precision mechanics with extremely refined aesthetics”, says Xavier de Roquemaurel, spokesman for the team. Czapek’s timepieces, which are still coveted at auctions, reveal a quest for beauty through a poetic display of time.
To view the multimedia release go to:
http://www.multivu.com/players/uk/7684451-czapek-cie-19th-century-swiss-watch/
Parce qu’aujourd’hui nos clients sont multiples et que leurs modes de consommation et d’usages évoluent, ce nouveau concept d’agence a été conçu pour aller plus loin que l’offre traditionnelle actuellement existante et rompre avec les codes habituels du secteur en leur proposant le meilleur de l’humain et du numérique.
Dans un lieu ouvert, chaleureux, et accueillant, pensé pour se sentir « comme à la maison », nous proposons à tous nos clients particuliers un parcours à la fois innovant et connecté. Nous leur donnons accès à toute l’expertise immobilière de Nexity avec l’ensemble des offres métiers (immobilier neuf et ancien, gestion locative, location, syndic de copropriété,…) regroupées en un seul et même lieu afin qu’ils vivent une nouvelle expérience immobilière.
Accueilli dans un espace café convivial par un conseiller, le client sera guidé selon ses besoins dans un parcours immobilier organisé en 4 univers « Découvrir, Construire, Développer et Imaginer », en mettant à son service outils digitaux et nouvelles technologies (expérience immersive, Oculus Rift, écrans tactiles…), pour être plus en adéquation avec ses attentes et son rythme de vie.
To view the multimedia release go to:
http://www.multivu.com/players/fr/7681251-nexity-vient-dinaugurer-sa-nouvelle-agence/
Parce qu’aujourd’hui nos clients sont multiples et que leurs modes de consommation et d’usages évoluent, ce nouveau concept d’agence a été conçu pour aller plus loin que l’offre traditionnelle actuellement existante et rompre avec les codes habituels du secteur en leur proposant le meilleur de l’humain et du numérique.
Dans un lieu ouvert, chaleureux, et accueillant, pensé pour se sentir « comme à la maison », nous proposons à tous nos clients particuliers un parcours à la fois innovant et connecté. Nous leur donnons accès à toute l’expertise immobilière de Nexity avec l’ensemble des offres métiers (immobilier neuf et ancien, gestion locative, location, syndic de copropriété,…) regroupées en un seul et même lieu afin qu’ils vivent une nouvelle expérience immobilière.
Accueilli dans un espace café convivial par un conseiller, le client sera guidé selon ses besoins dans un parcours immobilier organisé en 4 univers « Découvrir, Construire, Développer et Imaginer », en mettant à son service outils digitaux et nouvelles technologies (expérience immersive, Oculus Rift, écrans tactiles…), pour être plus en adéquation avec ses attentes et son rythme de vie.
To view the multimedia release go to:
http://www.multivu.com/players/fr/7681251-nexity-vient-dinaugurer-sa-nouvelle-agence/
The world’s first all-in-one music player Smart Hearable 1.0, developed by VINCI, will make its debut in the North American market at the 2016 Consumer Electronics Show (CES) held from January 6 to 9 in Las Vegas, United States.
The highlight of the design is the artificial intelligence technology applied to create ME 1.0, the first smart assistant that makes the AI talking system from the 2013 film “Her” real.
VINCI Smart Hearable is a wireless and hands-free smart music player that can react to user body and consciousness dynamics with different kinds of music. With a built-in proximity sensor, the device automatically plays the music when user puts it on. It has a touch panel that responds to gestures like tapping and sliding, and a voice interaction system that allows users to guide the device with simple commands.
ME is able to respond with a song that best suits the moment by analyzing data collected from user including heart rate, current location and scenarios through intelligent algorithms, so that user can not only tell ME songs, albums or singers they desire to enjoy the music, but also share their mood and feelings with it.
To view the multimedia release go to:
http://www.multivu.com/players/English/7730451-vinci-smart-hearable-ces/
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