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QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php Who can apply for a QROPS? A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle. Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France Transfers to QROPS The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers QROPS - HMRC Rules What makes a scheme a QROPS? In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include: - The pension scheme must be established outside of the UK - It must be recognised for tax purposes in the country where it is located - It must be regulated in the country in which it is established Age that benefits can be taken from a QROPS The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules QROPS Reporting requirements HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment. The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012. QROPS List When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France How do I know if it is a legitimate QROPS scheme? QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
Added: 4241 days ago by dcooney
Runtime: 1m29s | Views: 988 | Comments: 1
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Bruno is just as adventurous as your child, and they can watch his story unfold - just as their story does. Aimed at children from 3-7 years of age, Gaudi Bruno is a fast-paced, exciting and interactive storybook... a beautiful introduction into nature, friendships and discovery. Unlike physical storybooks, Gaudi Bruno is fabulously interactive, allowing your child to feel as if they are exploring the world with Bruno, not just watching him. Other features: •Available in English, Spanish and Italian •Over 100 animation effects, numerous controlled by the user •Over 50 sounds that play throughoust the storybook •Lovable characters in a lovable story •Soundtrack featuring four original tunes •Suitable for younger and older children, no matter of their reading ability. •Interactive games are scattered throughout the story
Tags // books  story 
Categories // Cartoon 
Added: 4239 days ago by paul_anderson
Runtime: 1m48s | Views: 2736 | Comments: 3
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The Lin Wu Chronicles: Senior Year follows the life of Lin Wu, an Asian American senior, with all the usual hopes and dreams of making into a prestigous university someday. But it won’t be easy, especially with all of these ghosts, monsters and villains standing in her way. Learn more about this book http://bit.ly/linwuchronicles and author http://paclark.com Fiction/General/Mystery/Suspense
Categories // Miscellaneous 
Added: 4237 days ago by cosproductions
Runtime: 1m50s | Views: 3389 | Comments: 0
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Pamukkale tour was very nice and there are all the pictures I took here in Pamukkale and the ancient city of trustik both a historical pattern consists of 2 parts the first of which each party bem white cotton castle fortress pamukktan call it soft like cotton and below we have a chalky texture, the beauty of everyone\'s surprise caused by water that is composed of white stones. With this feature, from the title of a world-famous place trustik. A second feature of the ancient Greek city http://www.goturkeytours.com/pamukkaletours.htm with the distinction of being hierepolis here are a lot of tour arrangements. Here, there is a large theater area of ​​the Archaeological many Greek works sculptures are exhibited in the museum of tombs and coins, and this combined with a lot of items from that period at the beginning of the most beautiful sights in the ancient pool klopatra pool in summer and winter this place is a beauty center yourself every semester here at a time that is entered into the pool evokes the feeling of living in Greek. one There are a lot of four and five star hotels and spas where water may be utilized.
Tags // istanbul  turkey  cappadocia 
Categories // Travel and Holiday 
Added: 4237 days ago by anitahumaro
Runtime: 4m23s | Views: 1035 | Comments: 3
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Dr. Ethan Lightman has invented a device that has the power to produce religious ecstasy. But after a colleague is murdered in their Yale lab, Ethan descends into a web of treachery involving a secret CIA mind control program where only he can prevent a modern Holy War. Find out moreat www.jeffreysmall.com The Jericho Deception by Jeffrey Small book trailer Thriller
Categories // Miscellaneous 
Added: 4228 days ago by cosproductions
Runtime: 1m5s | Views: 1299 | Comments: 0
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Tree Fu Tom, the animated preschool series that’s taken Britain by storm, will make its U.S. debut on Sprout®, the 24-hour preschool channel, on April 22 at 11:00 a.m. EST. The show, which is a co-production between FremantleMedia Kids & Family Entertainment and CBeebies, joins Sprout’s lineup of quality children’s entertainment that includes both acquired and original programming including the network’s newest hit, “The Chica Show.” The premiere of Tree Fu Tom kicks-off a week-long celebration called “Dig Into Earth Day,” which promotes conservation and the importance of caring for the environment. Sprout marks Earth Week by being a part of NBCUniversal’s Green is Universal environmental initiative, and will be turning its on-air and online logos green for the entire week. To view Multimedia News Release, go to http://www.multivu.com/mnr/61203-sprout-animated-preschool-series-tree-fu-tom-makes-u-s-debut-earth-day
Categories // Cartoon  Family 
Added: 4223 days ago by MultiVuVideos
Runtime: 1m41s | Views: 1743 | Comments: 2
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Addiction can destroy careers and ruin lives. It can be devastating to watch a loved one descend into addiction, and family members often can’t understand why an addict continues to use drugs or alcohol despite the ruinous consequences. In a series of new videos at besmartbewell.com/addiction, leading experts explain how addiction affects the brain and offer insight into why it is so hard for addicts to stop using drugs and alcohol. To view Multimedia News Release, go to http://www.multivu.com/mnr/61017-be-smart-be-well-explores-the-science-of-addiction
Added: 4222 days ago by MultiVuVideos
Runtime: 2m6s | Views: 2176 | Comments: 0
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What works up a thirst more than one William Levy? Try six! The seduction begins today as Pepsi NEXT®, the only cola to deliver real cola taste with 60% less sugar, and Levy debut the “Wheel of Levy,” the brand’s latest mission to get America to Drink it to Believe it. The actor flexes his acting muscles to showcase six versatile personas in hot pursuit of one united goal — to get America to try a Pepsi NEXT – for free. Simply visit WheelofLevy.com to spin the “Wheel of Levy,” decide on which Levy compels you to give into the unbelievable taste of Pepsi NEXT and register to receive a 2 Liter of Pepsi NEXT. And don’t worry; there is a Levy for everyone. To view Multimedia News Release, go to http://www.multivu.com/mnr/60686-pepsi-next
Tags // pepsi  next  latin  superstar  william  levy  drink  cola  wheel  of  levy  less  sugar  taste  multivu  60686 
Categories // Funny  Sexy  Business 
Added: 4218 days ago by MultiVuVideos
Runtime: 0m45s | Views: 2350 | Comments: 2
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With BeagleBone Black, the next-generation offering from BeagleBoard.org, everyone from electronic artists to engineers has access to a ready-to-use, 1-GHz computer for only $45. This credit-card-sized, Linux computer is an open hardware and software development platform that makes it quick and easy to transform great ideas into products. BeagleBone Black allows developers to leverage the ideas and knowledge of the highly active and engaged users of the BeagleBoard.org community who support each other from concept through development. Opportunities for innovation are endless. To view Multimedia News Release, go to http://www.multivu.com/mnr/54046-beaglebone-black-open-source-1-ghz-linux-computer
Categories // Business  Science and Technology 
Added: 4217 days ago by MultiVuVideos
Runtime: 1m-0s | Views: 2130 | Comments: 1
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A new study from Robert Half and Financial Executives Research Foundation (FERF), the research affiliate of Financial Executives International (FEI), provides insight into professional standards across the finance function, including the average size of finance departments, hours worked and technologies used. The fourth annual report, Benchmarking the Finance Function 2013: The Inner Workings of Accounting and Finance, focuses on six key areas: workforce management, accounting operations, financial systems, sourcing, internal controls and compliance. The results are based on a survey of the finance departments of nearly 200 public and private companies in the United States and Canada. To view Multimedia News Release, go to http://www.multivu.com/mnr/55076-robert-half-ferf-fei-annual-report-webinar-finance-function-benchmarking
Categories // Business 
Added: 4216 days ago by MultiVuVideos
Runtime: 2m45s | Views: 2073 | Comments: 1
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an older song of mine that started as a ballad. I re-worked it and made it into an upbeat pop tune. If you like it feel free to share it or post it. thanks so much
Tags // original  pop 
Categories // Music 
Added: 4213 days ago by cbar1208
Runtime: 3m33s | Views: 1929 | Comments: 1
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http://www.facebook.com/AmericanTouristerAustraliaNZ Smooth, sturdy, and always up for action, Amercian Tourister luggage is ready to pair up with you and swing into any situation. Dance to your next destination with luggage trusted all over the world, visit:  http://www.facebook.com/AmericanTouristerAustraliaNZ
Categories // Travel and Holiday 
Added: 4212 days ago by johngeltkn
Runtime: 0m40s | Views: 663 | Comments: 1
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