Kaplan University presents Visionary Voices, a series of interviews that chronicle our goals in regards to adult education and continuing education throughout your life. Kaplan University offers online degree programs designed to expand the way you think and help you develop both personally and professionally. Students turn to us to develop their critical thinking skills, to challenge and prepare them for successful careers.*
At Kaplan University, we recommend that students look for support and encouragement in those around them. This journey is one that requires commitment and dedication and finding mentors along the way helps to keep students motivated. We want to encourage our students to try new things, to take a variety of courses to help ensure they are well-rounded and prepared when they complete their online college degree.
We are an accredited university that believes online courses can enrich your life just as much as attending a course in a brick and mortar classroom.† Our unique approach to distance learning sets us apart from other online colleges. At Kaplan University, we strive to make every resource available to our students to help them succeed in the field they choose.
*Kaplan University's programs are designed to prepare graduates to pursue employment in their field of study, or in related fields. However, the University does not guarantee that graduates will be placed in any particular job, eligible for job advancement opportunities, or employed at all. Additional training or certification may be required.
†Kaplan University is regionally accredited. See our website for details.
“I want to learn from someone who has really been there. I want access to the best minds in the world, access to real leadership. I want to be inspired by people who are inspired, someone who understands the passion and the hunger to create; inspire me. I want to learn from someone who made a difference, from somebody who tried something new and succeeded at it, who broke the rules and are breaking new ground. I want to learn how to make decisions that will make a difference.
The world’s preeminent innovators, a timeless exchange of ideas from established experts to aspiring new candidates, a new form for this inspiration is here, at Kaplan University.
Until Kaplan [University] and comparable schools did their instruction online, there really hasn’t been appreciable disruption in higher education.
If I were to have any advice for a Kaplan University student thinking about an entrepreneurial career path, I would say don’t be afraid to fail.
What you want to do is to acquire the habit of trying new things. There’s a saying that you’re only as young as the last time you changed your mind.
Finding that right balance between your needs and your profession and your own growth is always something that is evolving.
One of the principals I teach is find a wing to climb under and what that means is you need to find someone in your life who can mentor you through different stages of your life.
Kaplan [University] provides access to powerful ideas from brilliant thinkers, the practical intelligence and inspiration that are vital to success today and critical for a brighter future.
I want to think on a different level. I want to be provoked by original ideas; I want to have a hand in my destiny.
I always tell young people, ‘finish your education and don’t rush.’
You actually need education more than you need money. You need ideas, you need to know how to teach yourself, you need to know how things work, you need to be able to look around you and see combinations that other people haven’t seen before.
For a Kaplan [University] student thinking about, or interested in, being an innovator I would often say, ‘take a wide range of classes.’ We too quickly pigeon hole people. Reality is that we’re all capable of being so many things.
My advice is be broad, understand that things change quickly, and understand what’s happening
Carol Baldwin-Moody of Wilmington Trust describes the challenges that are present in her line of work as senior vice president and chief risk officer. There is a strong legal backing to every major issue in today’s society. Baldwin-Moody has come across several scenarios that aren’t covered by the dated constitutional law in effect today. In past years, a risk officer was thought to be a management concept that would be useful, but not worth the investment. Lately, a risk officer career has become an indispensible resource in the corporate world.
The law plays an important role in every aspect of our lives. Even something that seems simple, like the ability to send a text message and donate money to a charitable organization, requires contract law to come into play. If a career as a compliance officer is of interest to you, an online legal studies degree from Kaplan University could be the first step in working toward that goal.* A legal studies degree allows students the unique opportunity to grow into a field that is constantly changing and evolving.
*Kaplan University's programs are designed to prepare graduates to pursue employment in their field of study, or in related fields. However, the University does not guarantee that graduates will be placed in any particular job, eligible for job advancement opportunities, or employed at all. Additional training or certification may be required.
“Social media, the first amendment, privacy; the law is so far behind in that trend. Blogs and all of that, that is a constant challenge for me today because everybody wants to talk the way they want to talk and in my job, I’m required to actually surveil peoples’ e-mails; I’m required by law. I look for certain words; well, that was ok when people used words. Now when they use ‘r u,’ I can’t surveil that. The privacy issue with kids and MySpace, that whole area of law, think about it; constitutional law was what we learned. There’s nothing in constitutional law that we learned 30 years ago, so if you’re into that, there’s going to be a lot of time. We need that because it’s evolutionary.
Globalization—if you think about what happened in the financial markets, the meltdown, it’s because there’s so much connection and therefore there are a lot of things going on in that arena where every country’s financial rules, they’re looking at them and comparing them. That’s another area- comparative law. Comparative law when it comes to the environment and financial services; those are two big things.
Health—the whole health debate; you may be thinking just about the politics but there’s a lot of law behind that. HIPA, all those rights, and think about the things they’re talking about from a political perspective—there’s a lot of law behind that.
Those are just three areas that are not only specific in terms of thinking outside of the box, but they actually go back to a lot of the fundamentals that are part of the law. Those are just three; that social media one, I don’t even want to tackle that one; I’m assigning that to my kids. Just think about it—it’s out there before anything has been screened. You think about the things that go on—it’s called the social media. There used to be the 6 o’clock news; there’s the 24 hour news, there’s the instant news now.
I think some of it’s great, I think some of the positive things about the technology, I just learned this, the fact that you could text five digits on your phone and the money was in Haiti instantly. But, a lot of people don’t realize how much legal work was behind the contractual agreement between the phone companies. There was a lot of legal work that was done in order for that to happen but yet young people, my daughter was one of them, it’s like, ‘ok mom,’ and then I start thinking; well I know what really happened. They had to get into a contract about that, but those are the kinds of things that at the end you see the result is phenomenal. Think about that 20 years ago—could not have happened.”
http://ted.com/tedx
You can learn more about Firdaus Kharas here: http://goo.gl/CtnHI +
explore TEDx, x = independently organized event below:About TEDx, x = independently organized eventIn
the spirit of ideas worth spreading, TEDx is a program of local,
self-organized events that bring people together to share a TED-like
experience. At a TEDx event, TEDTalks video and live speakers combine
to spark deep discussion and connection in a small group. These local,
self-organized events are branded TEDx, where x = independently
organized TED event. The TED Conference provides general guidance for
the TEDx program, but individual TEDx events are self-organized.
(Subject to certain rules and regulations.) Not enough TEDx? Visit the
TEDx hub: http://ted.com/tedx
Mirassou® Winery and interior design expert and TV personality Genevieve Gorder know a thing or two about the intersection of wine and design. Mirassou and Genevieve have teamed up to share their respective expertise, offering tips and ideas to help brighten up home entertaining spaces.
Earlier this year, Mirassou and Genevieve announced the Brighten Your Home Sweepstakes for a chance to win a virtual design consultation with Genevieve, a $5,000 cash prize to bring the design to life in their home, along with Mirassou branded items perfect for brightening up any entertaining space. Visit www.facebook.com/MirassouWinery by August 31, 2012 to enter and to view the official rules.
To view Multimedia News Release, go to http://www.multivu.com/mnr/57598-mirassou-winery-genevieve-gorder-tips-for-home-entertaining-with-wine
Once a trained killer for the CIA, Dan Morgan has built a new life for himself. But when he receives a desperate plea from his former Black Ops partner , reportedly killed in a foreign battle zone , he flies to help. Now Morgan is running for his life, holding crucial evidence. With his contacts dead and family in danger, Morgan must take on a full scale conspiracy in the highest echelons of a vast global network that plays by its rules, when it suits them. http://www.leojmaloney.com/ Termination Orders by Leo J Maloney http://www.kensingtonbooks.com/ Thriller
Go to http://zcodesystem.com/nflchampionship2012.php Welcome to Zcode NFL Championship 2012! Everyone is IN! Are you ready? The contest is LIVE! PICK THE NFL WINNERS and WIN THE NFL CROWN! Invite your NFL friends even if they are not members! Prizes: 1st Place $999 CASH. 2nd Place Brand New iPad 3. 3rd Place Alps Getaway. 4-5th Place: Free memberships! Make sure to check out the Rules and the Goals: http://zcodesystem.com/nflchampionship2012.php
http://www.facebook.com/officialkcjockeyfanpage
Where love rules there is no will power and where power dominates love
is lacking. The one is the shadow of the other. Livinin Love is
a reality video of life. KC Jockey has to go away to fight for his
country and he is sacrificing his life not just for 1 human but for
many including his relationship. He leaves to fight war for people to
live in love and successfully makes it back home. Wherein his girl who
left him because he left for war returns to Live once again with him in
love and harmony.
Baskin-Robbins now has something new and exciting for guests in California alongside its world-famous ice cream, frozen treats, and custom ice cream cakes. Baskin-Robbins, the world’s largest chain of ice cream specialty shops, announced that beginning today participating Baskin-Robbins shops in California will offer Dunkin’ Donuts K-Cup® packs, making “America’s Favorite Coffee” available in California for the very first time for use with Keurig® single cup brewing systems. Both Dunkin’ Donuts and Baskin-Robbins are part of the Dunkin’ Brands Group, Inc.’s family of brands.
As part of Baskin-Robbins’ launch of Dunkin’ K-Cup® packs in California, the company is celebrating with the “Baskin-Robbins $1K Giveaway,” in which today through October 11, Baskin-Robbins will randomly surprise a total of six guests at its restaurants throughout the state with a check for $1,000, a Keurig® K-Cup® brewing system and a year’s supply of Dunkin’ K-Cup® packs. Please visit www.baskinrobbins.com/sweepstakes for official rules.
To view Multimedia News Release, go to http://www.multivu.com/mnr/58389-dunkin-donuts-k-cup-packs-available-california-exclusively-baskin-robbins
The Art Institutes invites talented future chefs to enter The Art Institutes Best Teen Chef Competition for high school seniors or The Art Institutes Culinary Scholarship Competition for high school graduates. The competitions are an opportunity for those interested in pursuing a culinary career to experience the excitement and discipline of the industry. Each participating location of The Art Institutes will award three tuition scholarships to the winners ($4000 and $1000 to the top two high school seniors and $1500 to the top high school graduate). Deadline for entry is January 24, 2013. For information, to enter or to view the competition rules, visit http://www.aicompetitions.com/culinary2013/.
To view Multimedia News Release, go to http://www.multivu.com/players/English/58517-the-art-institutes-international-culinary-schools-best-teen-chef-scholarships/
Rough, dry skin may seem like a constant battle for some, especially as cold weather creeps in. When it comes to defeating dryness, leading New York Cosmetic Dermatologist, Dr. Doris Day, recommends following three cardinal rules: cleanse, exfoliate and moisturize. Using a mild cleanser helps rid skin of daily dirt buildup without stripping it of its essential oils. Once skin is clean and dry, applying a moisturizer with 12% lactic acid, like AmLactin® Moisturizing Body Lotion, aids in skin’s natural renewal process, exfoliating dead skin cells while simultaneously locking in moisture to the new cells underneath.
To view Multimedia News Release, go to http://www.multivu.com/mnr/59155-upsher-smith-laboratories-amlactin-moisturizing-body-lotion
You were created to live in the SUPERNATURAL of God. The Bible is not a set of rules do and don't. The Bible is meant to be experienced. “Feed My People Joy” is a great book that takes you past rules into experiences.Follow our daily blogs at http://www.robinbremer.net
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
