During the third quarter, we were again able to capture the benefits of AEGON’s strategic priorities, resulting in solid earnings growth, improved profitability of sales, lower expenses and a continued strong capital position. Our franchise remains healthy, as evidenced by the particularly high level of At-Retirement and pension sales. At the same time, we are making essential investments to reshape our businesses in both our established and developing markets to respond effectively to the changing conditions and new realities. Although there are signs of gradually improving market conditions, there remains considerable uncertainty in the general economic environment. Consequently, we believe it is prudent and necessary to maintain a sufficient financial buffer while at the same time adhering to our strict risk and pricing discipline. The steps we are taking across our organization to get closer to our end customers, combined with the strength of our current position, give us full confidence in the prospects for our business going forward.
To view Multimedia News Release, go to http://www.multivu.com/mnr/58637-aegon-quarter-3-results
Rough, dry skin may seem like a constant battle for some, especially as cold weather creeps in. When it comes to defeating dryness, leading New York Cosmetic Dermatologist, Dr. Doris Day, recommends following three cardinal rules: cleanse, exfoliate and moisturize. Using a mild cleanser helps rid skin of daily dirt buildup without stripping it of its essential oils. Once skin is clean and dry, applying a moisturizer with 12% lactic acid, like AmLactin® Moisturizing Body Lotion, aids in skin’s natural renewal process, exfoliating dead skin cells while simultaneously locking in moisture to the new cells underneath.
To view Multimedia News Release, go to http://www.multivu.com/mnr/59155-upsher-smith-laboratories-amlactin-moisturizing-body-lotion
The National Insurance Crime Bureau, the Insurance Information Institute and the National Consumers League have joined together to alert victims of Sandy to the potential for fraud by unscrupulous contractors. A 30-second public service announcement urges Sandy victims to be alert to potential fraud schemes by contractors who are only looking to take their money while doing shoddy repairs or no repairs at all. Victims are advised to avoid pressure tactics and contractors going door to door. “If you didn’t request it, reject it.” People who suspect that they’re being scammed can call 1-800-TEL-NICB to report it.
To view Multimedia News Release, go to http://www.multivu.com/mnr/53843-nicb-alert-to-sandy-victims-potential-for-fraud-by-contractors-psa
Just in time for the busiest travel season of the year, State Farm has released its annual research report on distracted driving, with troubling results. Though texting while driving remains a concern on the nation’s highways, people are also webbing while driving with increasing frequency. These behaviors may pose equal or greater concerns in the effort to reduce distracted driving.
The July 2012 survey of nearly 1000 motorists shines a light on a growing safety concern: people accessing the internet while driving. Four years of data show a significant increase in the use of mobile web services while driving.
To view Multimedia News Release, go to http://www.multivu.com/mnr/56793-state-farm-fourth-annual-survey-shows-significant-use-mobile-web-vehicle
Do you have debts that you want to get rid of? Are you thinking about debt management credit counseling? If so, then stop, step back and think. It pays to consider debt management but you must be well - informed so that you can do it wisely. Do not get easily enticed with credit counselors saying that they are a non – profit company and that they will not charge you a penny when in fact, they will be asking you for some sort of registration fee later on which is about 9% up to 17% of your outstanding debt.
Come to think of it! You pay them “cash” so they get profit from you but still they are saying that they are a non – profit organization. Why is this so? Simple – They just want to avoid the payment of taxes. But whether or not they are non – profit companies, the real question is, do they really help eliminate debts??? More often than not, they don’t work so why bother? Don’t just waste all your hard earned money paying for something that will not make all your debts and worries bearable.
Instead, consider Plan B. Plan B is a debt elimination program which makes a great alternative to credit counseling simply because it works! It works by helping you reduce your credit card debts by as much as 80% while protecting your assets, income, and savings from being taken away from you because of your debts. More importantly, Plan B also protects against credit card lawsuits, stops annoying collection calls and keeps all your debts at bay until you can already afford to repay them. All these are 110% Guaranteed for a very affordable cost so why won’t you give it a try?
The most loved viral holiday website in history, ElfYourself.com® is back and is coming to life on new social and mobile platforms. OfficeMax® Incorporated (NYSE: OMX), a leader in office and facility supplies, technology and services, has launched its popular free holiday eGreeting site with a new ElfYourself Live experience that allows users to “elf” themselves while chatting with friends, family and people across the globe during live online broadcasts on YouNow.com.
To view Multimedia News Release, go to http://www.multivu.com/mnr/55691-officemax-elfyourself-social-and-mobile-goes-live
For 25 years now the DAA has worked to support people living with HIV, while actively promoting HIV prevention and sexual health awareness in the general population.
Kids are willing to do almost anything to get the toys they want for Christmas according to Walmart’s Talking Holiday Toys Survey, which found that 68 percent of kids said they would clean their rooms daily for a year, while 84 percent would work hard and give up playtime. But every child has limits; only 23 percent of kids would eat spinach for a year to get their holiday toys. The Walmart–commissioned survey also found that mom and dad favor educational toys and are focused on price.
To view Multimedia News Release, go to http://www.multivu.com/mnr/59182-walmart-holiday-toys-survey
A recent Harris Interactive survey on the attitudes of the American public towards healthcare acquired infections (HAIs) revealed that almost one quarter (24%) of U.S. adults or someone they know have had an infection as a result of a stay in a hospital; and that 37% are most concerned about the spread of germs and bacteria in hospitals, as compared to other public places.
According to the U.S. Centers for Disease Control (CDC), nearly 2 million people acquire infections while in U.S. hospitals each year; and almost 100,000 die as a result.
To view Multimedia News Release, go to http://www.multivu.com/mnr/58854-antimicrobial-copper-kills-bacteria-healthcare-equipment
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Available at Kindle Ebook http://amzn.com/B00A8863PA CreateSpace https://www.createspace.com/4055049 Amazon http://www.amazon.com/dp/B00A8863PA A year after Ebenezer Scrooge encountered the ghost of his partner, Jacob Marley, as well as the Ghosts of Christmas Past, Present and Future, Scrooge relives the previous Christmas and is visited by the ghost of Jacob Marley once more. Mediating , for his friend and partner by fulfilling his requests, Scrooge witnesses an altogether different story. This expansion on Charles Dickens’ A Christmas Carol recounts how Marley unshackles his soul from previous deeds allowing , Scrooge to partake of redemption.Relive and recapture the essence of Christmas preciousness while exploring the wonders of life, living and death. This video was created by http://www.ivideoproductions.com
Witness to Fitness: Pumped Up! Powered Up! All Things Are Possible!
In Witness to Fitness, Donna Richardson Joyner, brings together faith, food, and fitness for 28 day program that will help you lose weight while you nourish both your body and your soul. Find out more at http://www.DonnaRichardson.com/book or http://bit.ly/WitnessToFitness Christian/Fitness/Motivational/Wellness