Bank of the West has seen a rise in mortgage loan applications since April as homeowners seek to take advantage of low interest rates under the government’s Home Affordable Refinance Program (HARP) 2.0.
For consumers wanting to learn more about HARP, Bank of the West has published Eight Essential Harp Tips and introduced an educational video series on HARP loans that can be viewed on YouTube at YouTube.com/Bankofthewest.
“We are anticipating that one out of every five new borrowers will be a homeowner seeking a HARP 2.0 refinance loan this year,” said Karen Mayfield, Bank of the West’s National Sales Manager for the Mortgage Banking Division. “This program is providing real relief for homeowners who are current on their mortgage but have been unable to refinance due to a decline in the value of their home.”
To view Multimedia News Release, go to http://www.multivu.com/mnr/54577-bank-of-the-west-mortgage-loan-applications-refinance-harp-2-0
Eighty-five percent of building owners and operators globally depend on energy management to drive operational efficiency, according to a survey released today by Johnson Controls, global leader in delivering solutions that increase energy efficiency in buildings. This represents a 34-point increase in the last two years. Energy cost savings and financial incentives are leading this shift, but more than half say they are also looking to improve their public image and increase the value of their buildings. The 2012 Johnson Controls Energy Efficiency Indicator, a global survey of 3,500 building owners and operators, was released at the 23rd Annual North American Energy Efficiency Forum in Washington D.C.
To view Multimedia News Release, go to http://www.multivu.com/players/English/55309-johnson-controls-2012-energy-efficiency-indicator-global-survey/
Consumers perceive annuities more positively than financial professionals give them credit for, according to The Future of Retirement Income, a new study released by Genworth.
The study, a culmination of in-depth interviews, focus groups and quantitative surveys with financial professionals, annuity owners and non annuity owners, revealed that 68 percent of non annuity owners have a neutral to positive impression of annuities. For annuity owners, it’s even higher: 91 percent neutral to positive. In addition, the majority of annuity owners are satisfied with access to their account, fees and asset growth.
To view Multimedia News Release, go to http://www.multivu.com/mnr/54358-genworth-financial-pros-underestimate-appeal-of-annuities-among-consumers
Roughly 100,000 licensed skin divers are active in Germany. In Frankfurt on the river Oder three clever buffs have just devised a way to introduce the underwater world to everyone. A two-man mini-submarine enables people to submerge without a license and without getting wet. By now submersible Nemo 100 has won awards and attracted worldwide interest. At a cost of about 180,000 Euros the vehicle, produced in a small batch series only, targets a wholly new market for mini-subs: Compared to other submersibles Nemo is a real bargain.
The Reptilian Agenda will be filmed in 2010. There has been several attempts to stop the making of the film in the past 3 years. The Film will be made despite unusual negative interest outside of the film industry while most of the original Production team mysteriously left without reason. The film is now confirmed to shoot this year by Tyreece Motion Pictures- Independent Film Makers. Mike the founder of Tyreece Motion Pictures stated the film will be made even if I have to finance it myself. For detial email: media2000uk@gmx.com
A thoroughly captivating novel that weaves poetic phrasing, humor, and danger into the life of one very complex FBI agent, creating a plot as disturbing as it is gripping. Fallen Lotus Petals is Jordon Papanier’s gift to lovers of fast-paced thrillers with compelling characters and goals that must be attained…or else. Faced with three very different, yet equally challenging, cases—the tragedy of sexually exploited young Asian girls; a designer drug gone terribly wrong; a technological advance that could bring law enforcement to its knees—the author promises, and delivers, a gritty, page-turner of a story. Does our protagonist have what it takes to decimate this international ring? Will he overcome his own demons and bring the culprits to justice? And his love interest, how does she fit into this web of action and danger? Page after page, we become more deeply engaged in our hero’s private life and his dark, burdensome past, until we reach the explosive finale. Now on Amazon.com
http://www.amazon.com/Fallen-Lotus-Petals-Jordon-Papanier/dp/143925561X/ref=sr_1_1?ie=UTF8&s=books&qid=1260606837&sr=8-1
Getting involved in regenerating \'Life\' back into living. Instead of, just being a game piece who loses, for political, commercial, and religious self-interest moves.
http://www.mb01.com/lnk.asp?o=1951&c=918271&a=56556
The $1000 Totally free Best Buy Present Card Giveaway is definitely an exclusive provide only discovered online. If you are familiar with best buy, maintain reading this write-up to learn how you can get a gift card and go on a purchasing spree completely free.
How it functions
Like numerous other individuals, when I very first heard of obtaining $1000 to go to Greatest Buy and shop for totally free, it believed it was ridiculous. Why would they give out totally free Greatest Purchase cards? Out of curiosity I had to apply for one myself. After completing the surveys I was instructed to apply for any free trial of what ever item interest me and within 1 week I received my $1000 Best Purchase card.
Market research companies give out free gift card and merchandise for exchange of info only buyers can provide. Filling out simple surveys gives valuable info to businesses on how they can enhance their products and how the public benefits to every merchandise. Its less costly to provide out free gifts on the internet than having to pay a huge selection of thousands of dollars on Tv ads. You can also try numerous products for free prior to buying.
As soon as the questionnaire is carried out, you might be asked to sign up for any product or support that offers you a trial offer. This is a win/win scenario. You do not need to purchase the item, just make sure you choose out a offer that curiosity you. This really is crucial for that Free Best Purchase Present Card Giveaway promotion. Many people only do the survey and forget concerning the free trial provide and never receive their card.
In reality the Free Best Purchase Gift Card Giveaway is not really totally free. You
If you’re seeking a strong human interest story, then take a look at the European Social Fund. Far from being a set of dry statistics, the ESF is the framework for thousands of fascinating tales of individual human endeavour.
In response to the economic crisis, the ESF is helping 10 million Europeans a year to overcome obstacles and get their lives back on track. It invests €10 billion annually in projects that enable individuals to train in a new skill, find a better job, set up a business, and much more. The ESF was launched over 50 years ago, and since then it has expanded to meet the changing needs of Europe’s population. From just 1% of the EU budget in 1970, it now accounts for 10%. Between 2007 and 2013, some €75 billion is being invested.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/prne/europeancommission/44185/
With budgeting becoming a greater concern over the past few years, Kmart and Sears have made their interest-free layaway a greater focal-point for their customers. To encourage shoppers to take advantage of this incredibly relevant shopping solution, the mass retailers are again declaring National Layaway Week Oct. 4 through Oct. 8, 2010.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/sears-kmart/46532/
TruGreen recently launched MyBotanicPlanet.com, a free online educator resource to inspire K-5 students’ interest in the diverse plant world, to receptive educators attending the National Science Teachers Association (NSTA) national conference in San Francisco. TruGreen, the nation’s largest professional lawn, tree and shrub care provider, is receiving high marks from educators for the brand’s creative resource that enables convenient access to U.S. standardized lesson plans in botany and related interactive activities.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/trugreen/50275/
