By upgrading to a higher, more energy-efficient motor, facility managers can improve their equipment reliability, increase productivity and reduce downtime and repair costs.
The Copper Development Association (CDA) recommends that individuals involved in the specification, design, selection and installation of electrical motor systems adopt a motor management program, which examines a facility’s needs whether to replace an old worn-out motor or specify a new unit.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60888-copper-development-association-cda-motor-management-best-practices-part-1
http://www.danmilstein.com Daniel Milstein’s harrowing story about how his mother, father and brother escaped the oppressive government of the U.S.S.R and immigrated to Ann Arbor, Michigan has been described as the quintessential Jewish immigrant story of the era. Born in Kiev, Ukraine, Dan and his family experienced undue hardship, religious persecution and life-and-death situations all in the shadows of the greatest nuclear accident that ever occurred; the Chernobyl nuclear meltdown which killed more than 100,000 people including his grandfather. Non-fiction / BiographyRead Dan Milstein’s new book detailing his story: 17 Cents and a Dream: My Incredible Journey from the U.S.S.R. to Living the American Dream. Mark Victor Hansen, Bestselling Author of ‘Chicken Soup for the Soul’ who wrote the foreword says this: “Through pure determination, fortitude and attitude, Daniel pulled out of impossibly difficult situations. His story is true, his story is a personal inspiration to me and I hope it will inspire you too to maximize your potential and go for the greatest of dreams.”Available on Amazon
Media Contact: For a review copy of I Will Never Forget or to schedule an interview with Elaine Pereira, please contact Scott Lorenz, President of Westwind Communications Book Marketing, 734-667-2090 or http://www.book-marketing-expert.com
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
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Hans and Penelope get down n dirty this time. This week, we are taking up one of the most common topics on love and relationship. “How do I please my partner?” We also take up a new bestselling book, the “7 Languages of Love”. The book talks about “What pleases your partner?”, which is a problem that doesn’t have a universal formula and every situation or relationship is kind of unique to itself. So, this is more of a self-discovery and a long process to undertake.
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Random letters which come floating down a waterfall need to be connected to form words before time runs out. The face of each letter tile shows a value from 1 to 10, based on which your score is decided. Every word spelled correctly earns you points. The more letters you string together, the bigger your score gets! If you aren\\\'t quick enough to grab the letters you need as they move down the screen, they just get washed away!
The Call of Duty™ Endowment today announced $1,110,000 in grants to launch its new ‘chapterization’ model, a funding strategy whereby grants will be provided to organizations that have the ability to scale their operations by opening new, regional offices—or chapters—that offer employment services to veterans.
The Call of Duty Endowment’s announcement comes on the heels of new veterans’ unemployment numbers released today by the Bureau of Labor Statistics (BLS), which found that the unemployment rate for the youngest veterans (aged 18-24) remained over 5 percent higher than for their nonveteran counterparts (20.4 percent and 15 percent, respectively). While the annual report demonstrates a positive trend nationally for the overall veteran unemployment rate, there is much work to be done, especially for our nation’s youngest veterans.
To view Multimedia News Release, go to http://www.multivu.com/mnr/59408-call-of-duty-endowment-launches-innovative-chapterization-model
Krazy Glue® today launched The Krazy Big Fix™—a sweepstakes in which anyone can share Krazy Glue fixes for the chance to win monthly prizes and a grand prize of up to $40,000. The online and mobile promotion is designed to creatively celebrate and inspire repairs using America’s #1 super glue in a fun, socially engaging way.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60074-krazy-glue-big-fix-and-share-for-the-chance-to-win-cash
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