Automotive tech students from 17 Toronto-area high schools tested their knowledge and mechanical aptitude in a high-octane skills competition organized by Centennial College recently. The two-member student teams had 120 minutes to diagnose and repair 10 new Volkswagen Jettas rigged with identical operating problems by Centennial\'s School of Transportation instructors.
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
The National Insurance Crime Bureau (NICB) today warned drivers in the Las Vegas area to be on the lookout for criminals targeting trucks in a deliberate attempt to cause an accident for the purpose of collecting insurance money.
As many as 100 suspected staged accidents along the I-15 corridor through the metropolitan Las Vegas area have been reported to NICB in the past 12-18 months and as many as 25 of those accidents targeted big rig trucks. The NICB is working closely with its member companies, the Nevada Insurance Council, the Nevada Highway Patrol, and the Nevada Attorney General’s Office to track down the organizers behind these schemes.
To view Multimedia News Release, go to http://www.multivu.com/mnr/53844-nicb-staged-accidents-targeting-big-rig-trucks-could-turn-deadly
Northwest artist @FredDiezil is making a
lot of noise out in the Quiet Corner of the Pacific Northwest. Diezil
is a Seattle/Tacoma based artist originally from Perth Amboy, NJ . He
is a member of The Real Life Click and drops his new single
Traditional British Crime Detective Novels. Looking
for sophisticated and stylish entertainment? LOOK NO FURTHER! Falconer
is here with a top-rate whodunnit in the finest British traditions:
urbane, cultured and witty. Read on Kobo - http://tinyurl.com/clez2ze Read on Kindle - http://tinyurl.com/c5cduwr Read on Apple - http://tinyurl.com/bpwqw6v About
Julius Falconer - He is a member of the Crime Writers' Association and
retired teacher that writes detective stories that are clever, witty,
erudite and stylish. The novels are a genuinely refreshing approach to
good old murder mystery, a new style of penmanship for the hardened
mystery fan. http://www.pneumasprings.co.uk/The%20Spiders%20Banquet.htm Featured
Book(s) are available in popular eBook formats such as ePub, PDF and
Kindle (Mobi). Vendors include Amazon Kindle, Kobo, Google Play, Tesco
ebooks etc.
In this latest G-ACADEMY educational series, G-Technology is proud to highlight G-TEAM member Jeremy Cowart – a photographer, artist, humanitarian, app creator and teacher. Having photographed many musicians, entertainers and celebrities, Cowart is also the founder of Help-Portrait, a worldwide movement of photographers giving more than 169,000 free portraits to those less fortunate. Twitter®: @JeremyCowart, Facebook®: JeremyCowartPhotography.
To view Multimedia News Release, go to http://www.multivu.com/mnr/56976-g-technology-g-academy-educational-series-showcases-artist-jeremy-cowart
Marcus Collins, currently a member of The
Texas Tenors, singing Something About You as Matthew in Altar Boys in
San Diego, CA - For more information visit
http://www.MarcusCollinsOnline.com
Golf Lessons Irvine http://www.GolfSwingPrescription.com Call (949) 554-9926 - Are you looking for golf lessons in Irvine (or the nearby area) or just golfing tips in general? Ryan Trengrove (Class A PGA member), owner of a state-of-the-art indoor golf training facility called Golf Swing Prescription (Laguna Hills, CA), shows you how conquer one of the most common problems in Golf - keeping your lower body stable while swinging the golf club!
Ryan states that if you can get your lower body to be more stable, you will have a lot more fun when you are playing golf. Ryan shows you a video of one of Golf’s great player’s, Davis Love III, to display great lower body stability. Ryan points out how Davis’s lower body not only stays in the “same sit” and “same flex” as Davis goes up to the top of his golf swing, but, also when he goes back down to hit the golf ball.
Ryan also points out the importance of NOT having your lower body “sway”, but to have it “swivel” instead. The goal is to keep the lower body in its flex, so that you can have it sit, and keep the hip in the same spot. If you are able to do this, as you come from the top of your swing down to the ball, you should make solid contact.
In order to assist you in achieving better lower body stability, Ryan shows you a golf drill called the “Feet Together Drill”. This drill has the golfer setup to hit the golf ball with their feet together, which will prevent the golfer from going “side to side” during the swing. The idea behind the drill is to have the golfer hit a number of shots with their feet together so that they can get the “feeling” of not “going side to side” and being stable. Once you get use to the feeling, then you can widen your golf stance, trying to maintain the same “stable feeling” felt during the drill, with your base “swiveling” and not “swaying”.
Ryan goes on to show you one more drill to help you that he got from Golf Professional, Nick Faldo called the “Right Foot Forward – Left Leg Back Drill” (just switch if you are left handed). The goal of this drill is to help you focus on keeping the flex in your right knee. You get in your normal golf stance, but, just move your left leg back a couple of feet, and then hit the ball. So what this drill does is to focus you on keeping the proper flex in your right knee.
What Ryan wants you to do is to work on the combination of the “Feet Together Drill” and the “Right Foot Forward –Left Leg Back Drill” so that when you get up to your golf ball you focus on staying centered – no “side to side” and keeping your right knee flexed. Ryan points out that if you can do this, that you should make better contact with the ball!
Ryan performs over 1,500 golf lessons per year, when compared to the average club pro that only conducts approximately 300. Ryan is extremely popular for a reason; his indoor
Just wanted to share a piece that was
taught by faculty member Keon Nickie while we were in Kansas City at
Jody Phillips Dance Company! Please Enjoy all the creativity in the
room!
M@gic$imp$on1 Production$ 2012
Undercover police officers, Magic Simpson and Chad Holland attend a blood member funeral who was killed in a gang driveby shooting at White Rock Missionary Baptist Church in Houston, Texas on Darien Street. They were hired as the funeral security and must protect the church from the crip gang. Drae and Charlie respond to a street fight in process between two gang members. A blood and crip. Jenny whose partner was killed in a shootout with car theft suspects save a three month year old baby after a truck was on fire. The mother has died and the baby was rushed to Texas children memorial hospital for medical treatment where he almost died from his injuries. The war between bloods and crips will never end. If you are interested in reading what the characters are saying watch it on YouTube.
Just wanted to share a piece that was
taught by faculty member Ryan Ramirez while we were in Kansas City at
Jody Phillips Dance Company! Please Enjoy all the creativity in the
room!
Just wanted to share a piece that was
taught by faculty member Ryan Ramirez while we were in Kansas City at
Jody Phillips Dance Company! Please Enjoy all the creativity in the
room!
