Is your yard helping or hurting you in getting top dollar for your house this home buying season? According to TruGreen’s new Lawn Lifestyles National Survey of America*, the majority of homeowners (79 percent) reported “having a healthy, green lawn contributes to the overall value of a home”; and homeowners (56 percent) said “when buying a home, a good lawn would warrant a higher price.” In fact, more than half of Americans surveyed (53 percent) said “the quality of the homeowner’s lawn can tell you a lot about the quality of the home overall.” TruGreen, a subsidiary of The ServiceMaster Company, is celebrating 40 years as the nation’s largest professional lawn care service provider.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60798-trugreen-lawn-lifestyles-national-survey-spring-webisodes-jason-cameron
Bruno is just as adventurous as your child, and they can watch his story unfold - just as their story does.
Aimed at children from 3-7 years of age, Gaudi Bruno is a fast-paced, exciting and interactive storybook... a beautiful introduction into nature, friendships and discovery. Unlike physical storybooks, Gaudi Bruno is fabulously interactive, allowing your child to feel as if they are exploring the world with Bruno, not just watching him.
Other features:
•Available in English, Spanish and Italian
•Over 100 animation effects, numerous controlled by the user
•Over 50 sounds that play throughoust the storybook
•Lovable characters in a lovable story
•Soundtrack featuring four original tunes
•Suitable for younger and older children, no matter of their reading ability.
•Interactive games are scattered throughout the story
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
Three years after imploding more than 1 million square feet of building space downtown, First Baptist Church of Dallas, led by nationally known pastor Dr. Robert Jeffress, has completed the largest Protestant church building campaign in modern history, opening its new state-of-the-art $130 million campus on Easter Sunday, March 31.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60913-first-baptist-dallas-completes-church-building-project
Today Safe Kids Worldwide released a new research report that found kids are getting into medicine at an alarming rate. Every minute of every day, a poison control center receives a call about a potential medicine poisoning for a child age five and under. And 67,000 times each year, or every eight minutes, a young child goes to the emergency room for medicine poisoning. This is a 30 percent increase over the past ten years.
In its report entitled An In-Depth Look at Keeping Young Children Safe Around Medicine, Safe Kids examines data from the U.S. Consumer Product Safety Commission, information from poison control centers and findings from several focus groups among moms. The report reviews what is happening in households that leads to these disturbing numbers and offers parents simple things they can do to protect their children.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60845-safe-kids-worldwide-keeping-young-children-safe-around-medicine
Despite signs of economic recovery, a new survey says Americans’ confidence in their ability to afford a comfortable retirement remains at historic lows as workers appear to be grasping the realities of what they need to save.
The 2013 annual Retirement Confidence Survey, released today by the nonpartisan Employee Benefit Research Institute (EBRI) in Washington, and co-sponsored by the Principal Financial Group®, finds overall confidence levels are essentially unchanged since the record lows set in 2011. Only 13 percent are very confident they will have enough money for a comfortable retirement. A full 28 percent1— the highest number recorded during the 23 years of the survey—are not at all confident.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60106-principal-financial-group-ebri-retirement-savings-confidence-survey
This is your welcome to participate in the “Modern Marco Polo – Dr. Hangzhou” global recruitment campaign and get a chance to visit Hangzhou, China and become a true aficionado and scholar of the Eastern lifestyle. The event will offer you a wonderful opportunity to experience the uniqueness of Chinese culture and civilization dating back over 5,000 years, including learning about and experiencing the best of Chinese tea, Chinese silk, sigillography (the art of Chinese chop and seal making), kongfu (Chinese martial arts) and traditional Chinese medicine while being remunerated to the tune of 40,000 euros. For more information, please visit Hangzhou’s Facebook page at http://www.facebook.com/HangzhouChina.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60727-hangzhou-china-be-the-modern-marco-polo-experience-program
http://www.brainandspineoftexas.com
If you are looking for one of the top back pain experts, Dr. Rebecca Stachniak is a leader in the industry.
Dr Rebecca Stachniak also performs cervical stenosis surgery and is an expert in the field.
As one of the top scoliosis specialists, the goal is to improve spinal curve and she has had years of experience in helping with that need.
http://www.youtube.com/watch?v=YBejF0nnECM
Celebrating Post Grape-Nuts’ role in Sir Edmund Hillary’s historic ascent up Mt. Everest 60 years ago, the iconic crunchy cereal unveils a new marketing campaign today that encourages consumers to conquer their everyday mountains. Beyond advertising, the campaign engages consumers in the “playgrounds” of active outdoor and fitness enthusiasts – such as ski resorts, state parks and even “Everest-like skyscrapers” – before culminating with celebratory activities on the actual anniversary in May.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60590-post-grape-nuts-challenges-consumers-to-conquer-everyday-mountains
Celebrate New Year’s Eve onboard a spectacular fireworks cruise on Sydney Harbour. Sydney Showboats were specifically built for quality dining and entertaining on Sydney Harbour. These fabulous party cruises will ensure that you really bring in the New Year with a bang.
For more information please visit here newyearsevesydney.net.au
