Debt is a buzzword for politicians, a burden for students, a necessity for most homeowners and a reality for 70 percent of Americans.
But despite this fact, 30 percent of those in debt have no plan to pay it off, according to a recent survey conducted by Fifth Third Bank (NASDAQ: FITB).
Fifth Third commissioned the national survey to examine the financial beliefs and behaviors of American adults. The results provided a snapshot of our nation’s financial literacy, with 82 percent of respondents citing financial independence as a goal in their lives. The survey also revealed how the three largest generations in America differ in their understanding and management of savings, budgeting, retirement planning and credit.
“At Fifth Third, we were curious to discover how knowledgeable Americans are about their personal finances,” said Jada Grandy, senior vice president and Community Reinvestment Act strategies director, Fifth Third Bank. “The results of this survey give insight into financial literacy in America, as well as the needs of customers at different key stages of their lives. This knowledge arms Fifth Third with the tools to support our customers at every step on their journey to financial independence.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7723851-fifth-third-bank-life/
WTF or WHAT THE FLUSH! The makers of the Stealth® ultra-high efficiency toilet and Bravo’s “Flipping Out” Star Jenni Pulos want to see more people saving both water and precious dollars when they flush.
On average, 27 percent of water consumption in the home comes from flushing it right down the toilet, which is completely avoidable – that’s not even mentioning the water lost by old or deteriorated flappers that leak. Niagara Conservation Corp. created the Stealth Toilet which uses less than one gallon of water per flush (0.8 gallons per flush to be exact) relative to the average toilet that uses 3.5 to 5 gallons per flush.
“As a California resident, I feel the gravity and importance of water conservation. That’s why I’m asking America to stop this invisible drain on our planet,” said Pulos. “With the Stealth Toilet we can do our part to save water and money with every flush. So join the cause for water conservation and say it with me – #WhatTheFlush!"
To view the multimedia release go to:
http://www.multivu.com/players/English/7789051-niagara-conservation-whattheflush/
Oklahoma State University’s planned performing arts center received a major boost today with a $25 million gift from alumni Ross and Billie McKnight to establish an endowment to support programming.
“This visionary gift from the McKnights will ensure our new performing arts center truly maximizes the opportunities for cultural enrichment that the magnificent modern facility will afford,” said Oklahoma State University President Burns Hargis. “As a result of the generosity of the McKnights, we will be available to present celebrated national and international performing arts productions and artists that will enhance the cultural experience on campus, in the Stillwater community and across the region.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7797251-osu-mcknight-center-performing-arts/
NBC UNIVERSO, the modern entertainment and sports cable channel for Latinos, announced today the premiere “El Vato,” the network’s first original scripted series created for the U.S. Hispanic market starring Mexican regional star El Dasa on Sunday, April 17 at 10pm/9c. This 10 episode-long series produced by Endemol Shine Latino and Boomdog, marks the acting debut for the talented and charismatic singer from Hermosillo, Sonora who takes on a new challenge to expand his artistic career.
“Dreams do come true and to be honest I never imagined I would be acting on a TV series inspired on my real life experiences. I’ve always had huge dreams, envisioned myself singing on the most important stages around the world and I still can’t believe it. I am honored to work alongside renowned actors and colleagues. This challenge is a great blessing and hope audiences tune in to watch NBC UNIVERSO because we poured our hearts and souls into this production,” stated El Dasa.
To view the multimedia release go to:
http://www.multivu.com/players/English/7609252-nbc-universo-el-vato/
The world is requiring more renewable sources of energy to meet its needs. With decades of expertise in feedstock, bioprocessing and biofuel production, DuPont has answered the call with a fully integrated process that converts biomass to cellulosic ethanol.
This farm-to-fuel system is applied in our Nevada, Iowa biorefinery, which will produce 30 million gallons of fuel-grade ethanol a year, with a licensing model that can be applied anywhere in the world. Learn more about how DuPont is reforming energy in Iowa, and around the globe:
http://ib-promo.dupont.com/reformenergy/
Top Hybrids and Electric Cars Must Buy 2016 [ Buying Guide ]
Top Recommended Hybrids and Electric Cars
List Car you need to buy:
====== 2016 Tesla Model S ========
We owned a 2013 Tesla Model S for 18 months and despite numerous dealer visits and maintenance issues, we were ultimately sad to see it go. It's quick, comfortable, quiet, spacious, and can tote as much cargo as some crossover SUVs. The "85" version can go 265 miles on a charge, so range anxiety is a nonissue. We even drove ours from L.A. to New York in less than three days using Tesla's free Supercharger quick-charge network. We definitely have gripes, including some underwhelming interior trim pieces and a lack of small item storage. There's also the below-average reliability, although our dealer experiences were exceptional. So even though it's not perfect, the Model S remains our favorite electric car.
============2016 Kia Soul EV============
Kia's first real foray into the electric vehicle world is a success. In fact, the funky Soul is arguably more appealing when it swaps out its internal combustion engine for an electric motor. In our testing, the Soul EV went farther on a charge than its similarly sized and priced competitors, and then recharged quickly thereafter. It also doesn't suffer a reduction in cargo space versus the non-EV Soul, meaning it provides the utility of a small SUV rather than that of a small hatchback like its rivals. A long warranty and generous features are other benefits.
===============2015 BMW i3=============
BMW's i3 is a remarkable vehicle. Its main structure is made of light yet strong carbon fiber instead of the usual steel or aluminum. This helps reduce the i3's weight, which pays dividends for both electric range and performance. With its electric motor in back and the battery under the floor, the i3 boasts sporty acceleration and handling.
======= 2015 BMW i8 ===========
You want your plug-in hybrid to be a head-turning sports car? Look no further than the BMW i8, the two-door supercar for the environmentally conscious. Like the more attainable BMW i3, the i8 is built around a carbon-fiber passenger cell. But in the i8 an electric motor drives the front wheels and a turbocharged three-cylinder gasoline engine pushes from behind.
===== Luxury Hybrid 2016 Porsche Panamera E-Hybrid =====
Porsche's flagship sedan is the Panamera, a low-slung four-door with a hatchback trunk. The 2016 Porsche Panamera S E-Hybrid is the plug-in hybrid version, and it offers 16 miles of pure electric driving before the supercharged 3.0-liter gasoline V6 engine takes over. Acceleration, handling and braking are pure Porsche, which is something of a trick for a car this large. It's perfect for those shoppers
======= Hybrid SUV 2016 Toyota Highlander Hybrid =========
No other automaker bothers to offer a hybrid version of its three-row SUV. But Toyota's Highlander Hybrid doesn't earn a spot in our Buying Guide purely by default. It continues to show just how well the hybrid formula can be applied to a big, family-friendly crossover SUV. The hybrid version earns a 28 mpg combined estimate, or 7-8 mpg better than the V6-powered Highlander. In addition to that, the Highlander Hybrid offers solid build quality, respectable acceleration, a sophisticated and quiet ride quality and plenty of standard and available features.
====== 2016 Toyota Camry Hybrid 2016 Toyota Prius =====
Substantial changes last year vaulted the Toyota Camry Hybrid onto our top-recommended list. Although it doesn't quite match the fuel economy of some competitors, the real-world cost of that difference is negligible. Plus, dismissing the Camry simply because of an mpg or two would mean missing out on an otherwise compelling sedan. Comfort remains a Camry priority, but this latest Camry Hybrid also handles pretty well.
====== Hybrid Cars 2016 Ford Fusion Hybrid / Energi =====
The 2016 Ford Fusion Hybrid is a great choice for car shoppers who are new to hybrids. It's quiet, comfortable and feels very much like a normal family sedan, while delivering the fuel economy you expect from a hybrid. It's also a Ford Fusion, which means you also get impressive refinement, good road manners and plenty of standard and available high-tech features.
======= 2016 Volkswagen e-Golf =====
Among entry-level EVs, the Volkswagen e-Golf is our favorite. It handles well, has a handsome interior, delivers class-competitive range and has the optimal equipment for quick battery recharging. What's even better, cargo space is unchanged from the non-EV Golf because the batteries are located under the floor.
The best hybrids give you the best of both worlds: some zero-emission motoring, as well as greater range for longer journeys
Subscribe for more videos from Auto Trader every Friday: http://bit.ly/1AqiIny
Welcome! Auto Trader is the UK’s biggest, best and most trusted car buying website, and our YouTube channel will help make finding your dream vehicle easier than ever.
Every week, we’ll present the latest new car reviews, covering everything from supercars to family estates. Our motoring experts have more than 75 years of testing experience between them, and their jargon-free verdicts cover real-world practicality, recommended specifications and reveal the real cost of ownership. Every video review is even complimented by a full written report on AutoTrader.co.uk.
But don’t just take our word for it; every month, we’ll ask some of Britain’s most passionate petrolheads to share their owner reviews. Factor in tutorials, used car guides, plus bonus motorcycle and van reviews and we have all your motoring needs covered.
Auto Trader: http://autotrader.co.uk?atcidi=yt-desc
Facebook: https://www.facebook.com/autotraderuk?
Twitter: https://twitter.com/AutoTrader_UK
Instagram: https://instagram.com/autotraderuk
Pinterest: https://www.youtube.com/user/autotraderuk
From a Broken land is a new fantasy fiction novel that John Kelly of Cincinnati City Beat says is “highly imaginative, intricately told, and epic in its scope and ambition. It’s an edge-of-your seat action adventure story that will have you rooting for good to prevail over evil.”
From a Broken Land is author William R. Herr’s heroic tale as his characters do battle with an enemy that appears only as shadows and mist. In From A Broken Land, Herr created his own universe of Kings and Soldiers holding back the encroaching blight.
Find our more at http://www.WilliamRHerr.com
Media Contact: For a review copy From A Broken Land or to schedule an interview with William R. Herr please contact Scott Lorenz of Westwind Communications Book Marketing, 734-667-2090 scottlorenz@westwindcos.com. Fantasy
Medical school and life as a newlywed would be enough for anybody to handle. But Sara’s got another problem – her supernatural dreams have started again. Everyone around her is dreaming about the death of the school’s least popular teacher, Dr. Morris, and Sara finds herself an unwilling witness to a murder before it happens. The problem is, there are too many suspects to count, and it doesn’t help that she hates Dr. Morris just as much as his would-be killers do. Find our more here-
http://getBook.at/DreamDoctor amazon http://getBook.at/DreamdoctorAudio audiobook http://www.writingdreams.net/dreamdoctor all other purchase links Thriller/paranormal
I was inspired to write this song shortly after I had first watched a video by Danai Moraiti which was her performing a Greek song "i garsona (Panos Tountas)" on her electric piano. What really captured my heart was her most beautiful smile at the end of her performance. I have never seen such a smile in all of this world. From that moment on, I ordained her to be my QUEEN OF SMILES !!!! .... That was well over a year ago as I had encountered a problem after I had already sang the lyrics that I had written for this song. I didn't know then as I do not know now, how to pronounce her name in English .... A most embarrassing dilemma .... In English, the combination of "ai" creates a long vowel "A"sound but her name is in Greek. I spent over a month researching her name on Google and I asked people who were European but nobody knew for sure and so I abandoned this song. I didn't know Danai as well back then and I did not wish to mispronounce her name but we are such good friends now that I feel more comfortable in taking this risk. If I am wrong on the pronunciation of her name, I will then wear a tutu and dance the Nutcracker for DANAI as we go fishing.
You can see and hear more of Danai here https://www.youtube.com/user/danai2014
LYRICS
Queen of smiles. My Queen of Smiles. Danai is my Queen of smiles.
Queen of smiles. My Queen of smiles. Danai is my Queen of smiles.
Danai and me go fishing by the sea ... She and me ... "She and me."
We shall catch a fish or maybe 2 or 3 ... We'll see ... "We shall see."
I'll bring the poles and she'll bring the worms.
I'll bait the hooks and then we'll take turns
casting our lines out into the bay
where we shall fish onto the break of day.
Queen of smiles. My Queen of Smiles. Danai is my Queen of smiles.
Queen of smiles. My Queen of smiles. Danai is my Queen of smiles.
The modern beauty landscape is changing. After years of looking to preeminent stylists for trustworthy product recommendations and trendsetting style tips, today’s women are turning to additional sources for advice: real women. From bloggers and vloggers to Instagram stars, these “real women” are relatable for young viewers and resonate with fans who realize that looking “red carpet ready” every day isn’t always realistic. Now, the trailblazers at John Frieda® Hair Care are leading the charge by naming vlogger Blair Fowler to the brand’s House of Experts where she will join the likes of celebrity stylists such as Harry Josh.
“This year, we’re launching innovative in-shower colour products never before seen in the market, so it only makes sense to add a real beauty enthusiast to our team,” explains Heather Warnke from Kao USA, Inc. “Blair has been a pioneer expert in the beauty space and has a unique voice speaking to and relating with women. Now, she’ll be able to provide them with first-hand insight into how she uses our products and incorporates them into her routines. With her immense following as a trusted beauty expert, she will serve as an incredible, fresh voice for the brand.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7786251-john-frieda-hair-blair-fowler/
This spring, John Deere is helping homeowners keep track of and optimize their lawn care responsibilities with the new MowerPlus smartphone application. This free app provides equipment care tips, maintenance information and other resources to ensure that homeowners feel confident maintaining a great looking lawn.
The iOS version of MowerPlus allows the user to “Mow Now” and track mowing metrics. Users can view a summary of the current mowing session with average speed, area covered and other real-time statistics. Additionally, an aerial view of the mowing path for each session can help homeowners diversify their pattern to protect turf health. The app also lets homeowners know how long it has been since they last mowed.
“Mowing the lawn is so much more than just making tall grass short,” said Kevin Duax, product line planner, John Deere. “With our MowerPlus app, homeowners can easily refer to expert tips and historical data to ensure efficient and effective lawn upkeep.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7720553-john-deere-mowerplus-app/
