To find out more on the different types of car insurance in NSW visit http://www.nrma.com.au
At NRMA Insurance, we’re here to give you all the information you need to choose the best policy for you.
That means understanding the difference between agreed value and market value when you take out our Comprehensive Car Insurance.
One is not necessarily better than the other. It’s about which one is right for you.
Say your car is a total loss and you have chosen agreed value on your comprehensive car insurance policy.
Agreed value is a fixed value, that we agree to insure your car for upfront, which includes modifications, options and accessories. This gives you the confidence of knowing how much we’ll pay you if your car is a total loss, less any fees and charges. People often prefer an agreed value if they have finance owing on their car.
Market Value on the other hand is the value of your car as determined when an incident happens. This is influenced by such factors as local market prices, as well as the age and condition, of your car. It can be a cheaper option, as the amount you’ll receive is uncertain.
We hope this has been informative and you’re now ready to go. Remember that, whether you’re insuring a new car, the weekend wagon or a family hand-me-down, the decision to insure your vehicle for either its Agreed Value or Market Value is entirely up to you with our Comprehensive Car Insurance.
If you would like to know more, call us on 132 132.
NRMA Insurance. It’s insurance, just NRMADE Better.
The American Coalition for Clean Coal Electricity today released a new report “Energy Cost Impacts on Families” that details the plight of American households who are significantly harmed by rising energy costs.
The study finds that on average nearly half of America’s households are bringing home $1,900 a month, less than $23,000 annually, and spending 17 percent of those hard-earned dollars on energy. Low and fixed income families, including minorities and senior citizens, are among the most vulnerable to energy price increases and frequently must make tough choices about what to do to meet energy costs.
“No one should go without food or medication to keep the lights on but that’s exactly what is taking place in millions of households across America,” said Mike Duncan, president and CEO of ACCCE. “Regulations like EPA’s calamitous Clean Power Plan will only exacerbate the economic struggles families face, making it all that much harder to keep a roof over their heads and food on the table. This administration should put Americans ahead of its politically charged agenda and immediately take action to ensure vulnerable families are not harmed further by these reckless regulations.”
To view the Multimedia News Release, go http://www.multivu.com/players/English/7552751-accce-family-energy-impact-report/
The recent flooding in Texas means the end of the road for an estimated 7,000 to 10,000 insured vehicles that suffered water damage.
That’s the current estimate from Copart, a company that works on behalf of insurers to handle the vehicles damaged in catastrophes. About 2,500 cars, trucks, motorcycles, RVs and other vehicles have already been towed to one of Copart’s locations, a 200-acre processing facility in Houston.
After a disaster, the National Insurance Crime Bureau (NICB) works with its member companies, law enforcement and companies like Copart to identify the vehicles that have had an insurance claim filed and to process them for sale. All of the cars will be retitled with the Department of Motor Vehicles and the new title will indicate the fact that the vehicle has been flood damaged. Most of the vehicles are sold to parts companies who will dismantle them and re-sell usable parts that were not damaged by the flooding.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7523152-nicb-texas-floods/
Click: https://www.melogia.com/ Sarantos releases a Singer-Songwriter Folks song near and dear to his heart called "A Missión of Heart". Written by Sarantos, this song is about a man on a mission to change the world, and to make it a better place.
Sarantos tries to help others every day with his primary day job. One day, when it is revealed to the world what Sarantos does for a living, fans will probably finally understand and appreciate where Sarantos has been coming from and his mission will make a little more sense. The importance of not constantly thinking about one's own self and material possessions is an important message and one that is not frequently stressed enough in today's world. The charities that Sarantos works with are all noble and trying to make a difference. Sarantos encourages all of his fans to take 5 minutes out of their day to try and do something nice for those less fortunate. He tries to lead by example and urges all musicians to join this cause. Together, a difference can be made. As Sarantos routinely says on radio interviews, how much money do you really need? How many new cars do you truly need? There are many in the world that do not have the basic necessities of life such as food, clothing and shelter. How many of us can truly say we are in that same situation?
33% of any music-related sales profits from this song are going straight to Heart to Heart International.
Additional Links:
https://itunes.apple.com/us/album/a-mission-of-heart-single/id988567743
https://www.facebook.com/Sarantosmelogia
http://www.twitter.com/sarantosmelogia
What will it take for drivers to stop texting behind the wheel? Car-buying platform Edmunds.com believes that a gentle reminder from a loved one could do the trick.
Developers of the award-winning Edmunds app recently broke from their usual work to produce “DrivePromise by Edmunds,” a free app that allows Apple Watch and iPhone owners to make and keep a promise to focus on the road while driving. When the device detects that it is in a moving vehicle, it pops up an uploaded photo of a loved one along with a reminder to drive safely. The app keeps count of all of the user’s safe drives to share with friends and family.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7514851-drivepromise-edmunds-app/
http://www.worldslargestorchestra.com.au The
World's Largest Orchestra is a new and exciting concept. Musicians of
all abilities play in unison around the world guided by one conductor
with laser batons. Will you play a part? http://www.worldslargestorchestra.com.au
Second TV Camera Used in The Nevada Fake Moon Bay -Only One TV Camera Should Have Been Used on The Rover.
This Video As You Hear & See it, From NASA's Public Domain Movie:
Apollo 16: Nothing So Hidden (1972)
Music- Waltz of the Flowers
ALL NASA FOOTAGE USED IN THIS VIDEO IS PUBLIC DOMAIN. THE USE OF ANY COPYRIGHTED MATERIAL IS USED UNDER THE GUIDELINES OF "FAIR USE" IN TITLE 17 § 107 OF THE UNITED STATES CODE. SUCH MATERIAL REMAINS THE COPYRIGHT OF THE ORIGINAL HOLDER AND IS USED HERE FOR THE PURPOSES OF EDUCATION, COMPARISON, AND CRITICISM ONLY. NO INFRINGEMENT OF COPYRIGHT IS INTENDED.
This song and video will probably be most appreciated by fellow musicians. Especially those who do programming. This was one of my first experimental songs that I tried out on FL 5 out back in 2005. It was my 3rd composition. This dates back farther than anything that I've previously uploaded to Youtube. This baby was my prototype that laid down the ground work for the simpler projects that I perform now. I wasn't even singing at that time yet. At least not solo. I did however lay down 100 vocal tracks of "Ahs" and mixed them down to 1 track on this 400 track project.
My first goal was to compose an original European style song and learn how to do so on this new program. I decided to use my imagination and give it a live concert sound. For this, I uploaded a lot of various audience sound effects from Limewire. I added my own whistling which I'm sure that my neighbors appreciated. What I amazed myself with was how I was able to take the stock FL hand claps which are usually dry for rap music and transform them into a concert sounding audience clapping, most notably on the drum solo which was another adventure in itself. I cloned as many hand clap that I needed to emulate the sound and altered their pitch and offset their timing for a more human sounding crowd effect.
Knowing that I would want to be very versatile with my percussion work, I figured that a drum solo would be the best way for me to test my potential. I've personally have never heard anything like this on a program like FL or any other virtual program. Normally if I intend to upload an older project, I'll upgrade and replace the older sounds with the better sounds that I use now but I've decided to leave this one exactly the way I had left it...Cobwebs and all. Besides, I have no idea as to how I actually came up with this stuff. It looks like an endless maze of tracks. As far as the video goes....I took out my camera and snapped a few back yard shots. My back yard is beautiful at this time of year.
Living Off the Grid - http://www.thriveoffthegrid.com/ - See how others are living offgrid using the advantages of wind and solar energy plus more for off grid power and ...
Living off the grid you must take advantage of renewable energy. This renewable resource originates from several sources, consisting of sun, wind and water, to start with ...
Researchers are constantly on the lookout for more ways of making green energy. Here are the 2 types you must understand now.
Living off the Grid: - Advantages of Solar Power
i. The energy that originates from simply one hour of sun suffices to supply energy for a year for the whole world
ii. A battery can be used to store off grid solar power for evenings and cloudy days
iii. Solar panels on a roof work when the sun's rays strike the cells in the panel and electrons are released, producing energy
iv. Using solar power will typically provide a saving of $100+ each month on utility costs for the property owners of off grid homes .
Living off the Grid: - Advantages of Wind Energy
i. When wind goes through the blades of a turbine that is connected to a generator, the energy produced by the spin is converted into electrical energy
ii. A single large wind turbine can provide electricity for around 500 off grid homes
iii. Last year, 42 % of the houses that were geared up with a source of off grid power used wind
iv. Unlike most other sources of energy, wind utilizes hardly any water; not only is wind energy carbon neutral, it helps water conservation also
v. There is around 10 times the amount of wind available in the U.S. than is needed to supply power for the whole country
vi. Wind energy is presently the fastest-growing source of renewable energy: - Around two wind farms are set up weekly in the U.S.
For living off the grid, the facts indicate that the advantages of solar power combined with the advantages of wind energy now exceed any advantages that fossil fuels may have had. However it is probably down to individuals to begin the shift to a larger scale adoption, so that we may all enjoy living off the grid.
AARP Travel, a valuable resource for America's 76 million baby boomers who spend over $120 billion annually in leisure travel, today announced new insights into Multi-Generational family vacations (www.aarp.org/multigenvacation) - trips that include three generations or more, such as kids, parents, aunts/uncles and grandparents all traveling to one destination to vacation together.
The new research conducted by AARP Travel of people 45 and older offers valuable insights into multi-generational vacations including why families are going, where they're going, what they do on these family vacations, the challenges to plan them and why they create memories of a lifetime. AARP is also giving away a family vacation for six for an Alaskan cruise, Grand Canyon adventure, or Hawaiian getaway to one lucky sweepstakes winner. A daily prize drawing is also held and each day one winner will receive a gift card. Visit http://www.aarp.org/travelsweeps to participate in the sweepstakes.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7488431-aarp-travel/
Click: http://www.melogia.com
“This music video is about immigrants and the challenges they encounter every day," says Sarantos. “Can you imagine leaving the comforts of your homeland and moving by yourself or with a spouse or child to go to a foreign land, not knowing the language and not having any money in your pockets? I can't even imagine something that drastic! My parents were both immigrants and I recall the bias against them. They worked hard, bothered no one and only cared about helping me live a better life. Is there a cause more just or noble? America is still the land of opportunity. I have such a profound level of respect and admiration for any and all immigrants who legally try to make America their adopted home!”
33% of any music-related sales profits from this song are going straight to Feed My Starving Children.
Feed My Starving Children is a non-profit organization committed to feeding God’s children hungry in body and spirit. The approach is simple: children and adults hand-pack meals specifically formulated for malnourished children, and they ship these meals to nearly 70 countries around the world. Sarantos even participated in one of these packing sessions on a cold Chicago night last month!
Youth homelessness charity Centrepoint and promoters SO-UK have brought together some of the biggest names in UK Soul, Blues and R ‘n’ B for one night only at Indigo O2 on 17th April to help give homeless young people a future.
‘SO-UK: Centrepoint Sessions’ is a sublime evening of UK Soul starring much loved artists from the UK soul movement: Carl McIntosh and the Loose Ends Experience, Omar, Junior, Imaani, Terri Walker, Don-e, Natasha Watts, Maya Blu, Femi Fem, Ronnie Herel, Fitzroy Facey (Soul Survivors), Sammy Confunktion – all keeping the vibe alive till the early hours. Young people supported by Centrepoint will also be performing during the evening.
To view the Multimedia News Release, go to: http://www.multivu.com/players/English/7463551-centrepoint-uk-soul-stars-gig-homeless/
